Current Liabilities

Self-Insurance Reserve

Carrier Global Self-Insurance Reserve decreased by 6.9% to $201.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 6.9%, from $216.00M to $201.00M. Over 5 years (FY 2020 to FY 2025), Self-Insurance Reserve shows a downward trend with a -4.2% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementBalance Sheet Statement
SectionCurrent Liabilities
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2023
Last reportedQ1 2026

How to read this metric

A significant increase may indicate higher operational risk or a shift in the company's insurance strategy.

Detailed definition

The total accrued liability for estimated losses under self-insured retention programs, covering risks the company choos...

Peer comparison

Standard for large enterprises that utilize self-insurance to optimize insurance premiums and risk management.

Metric ID: self_insurance_reserve

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value$226.00M$192.00M$215.00M$216.00M$201.00M
QoQ Change—-15.0%+12.0%+0.5%-6.9%
YoY Change—-15.0%+12.0%+0.5%-6.9%
Range$192.00M – $226.00M
CAGR-11.1%
Avg YoY Growth-2.4%
Median YoY Growth-3.2%

Frequently Asked Questions

What is Carrier Global's self-insurance reserve?
Carrier Global (CARR) reported self-insurance reserve of $201.00M in Q4 2025.
How has Carrier Global's self-insurance reserve changed year-over-year?
Carrier Global's self-insurance reserve decreased by 6.9% year-over-year, from $216.00M to $201.00M.
What is the long-term trend for Carrier Global's self-insurance reserve?
Over 5 years (2020 to 2025), Carrier Global's self-insurance reserve has grown at a -4.2% compound annual growth rate (CAGR), from $249.00M to $201.00M.
What does self-insurance reserve mean?
The total amount reserved to cover potential losses from self-insured risks.