Net change in loans and leases

Investing

JPMorgan Chase Net change in loans and leases decreased by 55.4% to -$64.10B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 112.4%, from -$30.18B to -$64.10B. Over 4 years (FY 2021 to FY 2025), Net change in loans and leases shows a downward trend with a 19.7% CAGR.

Analysis

StatementCash Flow Statement
SectionInvesting
CategoryGrowth
SignalContext dependent
VolatilityVolatile
First reportedQ1 2013
Last reportedQ4 2025

How to read this metric

A net cash outflow indicates growth in the loan portfolio, while a net cash inflow suggests loan repayments or sales are outpacing new originations.

Detailed definition

Reflects the net cash impact of loan originations, purchases, and principal repayments during the period. This metric ca...

Peer comparison

Standard metric for all banking institutions reflecting core business expansion or contraction.

Metric ID: cf_net_change_in_loans

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value-$25.30B-$23.05B-$46.77B-$18.19B-$49.62B-$28.35B-$32.82B-$2.26B-$31.10B-$26.74B-$28.25B$876.00M-$25.44B-$28.43B-$30.18B-$16.13B-$67.03B-$41.24B-$64.10B
QoQ Change+8.9%-102.9%+61.1%-172.8%+42.9%-15.8%+93.1%<-999%+14.0%-5.6%+103.1%<-999%-11.7%-6.2%+46.5%-315.5%+38.5%-55.4%
YoY Change-96.1%-23.0%+29.8%+87.6%+37.3%+5.7%+13.9%+138.8%+18.2%-6.3%-6.8%<-999%-163.4%-45.0%-112.4%
Range-$67.03B$876.00M
CAGR+22.9%
Avg YoY Growth-137.6%
Median YoY Growth-6.3%

Frequently Asked Questions

What is JPMorgan Chase's net change in loans and leases?
JPMorgan Chase (JPM) reported net change in loans and leases of -$64.10B in Q4 2025.
How has JPMorgan Chase's net change in loans and leases changed year-over-year?
JPMorgan Chase's net change in loans and leases decreased by 112.4% year-over-year, from -$30.18B to -$64.10B.
What is the long-term trend for JPMorgan Chase's net change in loans and leases?
Over 4 years (2021 to 2025), JPMorgan Chase's net change in loans and leases has grown at a 19.7% compound annual growth rate (CAGR), from -$91.80B to -$188.50B.
What does net change in loans and leases mean?
The net amount of cash used for or provided by lending activities during the period.

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