Provision for Credit Losses
OperatingJPMorgan Chase Provision for Credit Losses increased by 36.8% to $4.66B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 76.9%, from $2.63B to $4.66B. Over 4 years (FY 2021 to FY 2025), Provision for Credit Losses shows an upward trend with a 11.3% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementCash Flow Statement
SectionOperating
CategoryRisk
SignalLower is better
VolatilityVolatile
First reportedQ1 2013
Last reportedQ4 2025
How to read this metric
An increase suggests management expects higher credit defaults or a deteriorating economic environment, while a decrease implies improved credit quality.
Detailed definition
This represents the expense set aside by a financial institution to cover potential future losses from loans that may no...
Peer comparison
Standard for banks; comparable to loan loss provisions at other major financial institutions.
Metric ID:
cf_provision_for_credit_lossesHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$2.29B | -$1.53B | -$1.29B | $1.46B | $1.10B | $1.54B | $2.29B | $2.28B | $2.90B | $1.38B | $2.76B | $1.88B | $3.05B | $3.11B | $2.63B | $3.31B | $2.85B | $3.40B | $4.66B |
| QoQ Change | — | +33.2% | +15.7% | +213.6% | -24.7% | +39.6% | +48.9% | -0.6% | +27.4% | -52.3% | +99.6% | -31.8% | +62.0% | +1.9% | -15.4% | +25.6% | -13.8% | +19.4% | +36.8% |
| YoY Change | — | — | — | — | +148.2% | +200.7% | +277.6% | +55.5% | +163.3% | -10.0% | +20.7% | -17.2% | +5.3% | +124.8% | -4.7% | +75.4% | -6.7% | +9.4% | +76.9% |
Range-$2.29B – $4.66B
CAGR+17.1%
Avg YoY Growth+74.6%
Median YoY Growth+55.5%
Current Streak2 quarters growth
Provision for Credit Losses at Other Companies
Frequently Asked Questions
- What is JPMorgan Chase's provision for credit losses?
- JPMorgan Chase (JPM) reported provision for credit losses of $4.66B in Q4 2025.
- How has JPMorgan Chase's provision for credit losses changed year-over-year?
- JPMorgan Chase's provision for credit losses increased by 76.9% year-over-year, from $2.63B to $4.66B.
- What is the long-term trend for JPMorgan Chase's provision for credit losses?
- Over 4 years (2021 to 2025), JPMorgan Chase's provision for credit losses has grown at a 11.3% compound annual growth rate (CAGR), from -$9.26B to $14.21B.
- What does provision for credit losses mean?
- The amount of money a bank sets aside to cover expected losses from bad loans.