Consumer Community Banking — Net Interest Income
Business Segments · Net Interest IncomeJPMorgan Chase Consumer Community Banking — Net Interest Income decreased by 0.1% to $14.84B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 7.0%, from $13.87B to $14.84B. Over 4 years (FY 2021 to FY 2025), Consumer Community Banking — Net Interest Income shows an upward trend with a 15.4% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
Higher net interest income indicates effective balance sheet management and favorable interest rate spreads or loan growth.
Detailed definition
The difference between the interest income generated from consumer loans and deposits and the interest expense paid on l...
Peer comparison
Standard metric across all retail banking institutions, often compared via Net Interest Margin (NIM).
jpm_segment_consumer_community_banking_net_interest_incomeHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $8.03B | $8.38B | $8.44B | $8.33B | $8.71B | $10.57B | $12.32B | $12.83B | $13.69B | $14.38B | $14.13B | $13.71B | $13.71B | $13.58B | $13.87B | $14.14B | $14.40B | $14.86B | $14.84B |
| QoQ Change | — | +4.3% | +0.7% | -1.4% | +4.6% | +21.4% | +16.6% | +4.1% | +6.7% | +5.0% | -1.8% | -3.0% | -0.0% | -0.9% | +2.1% | +2.0% | +1.8% | +3.2% | -0.1% |
| YoY Change | — | — | — | — | +8.4% | +26.1% | +46.0% | +54.1% | +57.2% | +36.1% | +14.6% | +6.8% | +0.1% | -5.6% | -1.8% | +3.2% | +5.0% | +9.4% | +7.0% |
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Frequently Asked Questions
- What is JPMorgan Chase's consumer community banking — net interest income?
- JPMorgan Chase (JPM) reported consumer community banking — net interest income of $14.84B in Q4 2025.
- How has JPMorgan Chase's consumer community banking — net interest income changed year-over-year?
- JPMorgan Chase's consumer community banking — net interest income increased by 7.0% year-over-year, from $13.87B to $14.84B.
- What is the long-term trend for JPMorgan Chase's consumer community banking — net interest income?
- Over 4 years (2021 to 2025), JPMorgan Chase's consumer community banking — net interest income has grown at a 15.4% compound annual growth rate (CAGR), from $32.79B to $58.23B.
- What does consumer community banking — net interest income mean?
- The profit earned from the spread between interest received on loans and interest paid on deposits.