Business Segments · Net Interest Income

Consumer & Community Banking — Net Interest Income

JPMorgan Chase Consumer & Community Banking — Net Interest Income decreased by 0.7% to $14.74B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 4.2%, from $14.14B to $14.74B. Over 4 years (FY 2021 to FY 2025), Consumer & Community Banking — Net Interest Income shows an upward trend with a 15.4% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityStable
First reportedQ1 2016
Last reportedQ1 2026May 1, 2026

How to read this metric

Higher net interest income indicates effective balance sheet management and favorable interest rate spreads or loan growth.

Detailed definition

The difference between the interest income generated from consumer loans and deposits and the interest expense paid on l...

Peer comparison

Standard metric across all retail banking institutions, often compared via Net Interest Margin (NIM).

Metric ID: jpm_segment_consumer_community_banking_net_interest_income

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$8.03B$8.38B$8.44B$8.33B$8.71B$10.57B$12.32B$12.83B$13.69B$14.38B$14.13B$13.71B$13.71B$13.58B$13.87B$14.14B$14.40B$14.86B$14.84B$14.74B
QoQ Change+4.3%+0.7%-1.4%+4.6%+21.4%+16.6%+4.1%+6.7%+5.0%-1.8%-3.0%-0.0%-0.9%+2.1%+2.0%+1.8%+3.2%-0.1%-0.7%
YoY Change+8.4%+26.1%+46.0%+54.1%+57.2%+36.1%+14.6%+6.8%+0.1%-5.6%-1.8%+3.2%+5.0%+9.4%+7.0%+4.2%
Range$8.03B$14.86B
CAGR+13.6%
Avg YoY Growth+16.9%
Median YoY Growth+7.7%
Current Streak2 quarters decline

Frequently Asked Questions

What is JPMorgan Chase's consumer & community banking — net interest income?
JPMorgan Chase (JPM) reported consumer & community banking — net interest income of $14.74B in Q1 2026.
How has JPMorgan Chase's consumer & community banking — net interest income changed year-over-year?
JPMorgan Chase's consumer & community banking — net interest income increased by 4.2% year-over-year, from $14.14B to $14.74B.
What is the long-term trend for JPMorgan Chase's consumer & community banking — net interest income?
Over 4 years (2021 to 2025), JPMorgan Chase's consumer & community banking — net interest income has grown at a 15.4% compound annual growth rate (CAGR), from $32.79B to $58.23B.
What does consumer & community banking — net interest income mean?
The profit earned from the spread between interest received on loans and interest paid on deposits.