Operating Expenses

Provision for Credit Losses

Medtronic Provision for Credit Losses decreased by 5.3% to $36.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 29.4%, from $51.00M to $36.00M. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementIncome Statement
SectionOperating Expenses
CategoryRisk
SignalLower is better
VolatilityVolatile
First reportedQ1 2017
Last reportedQ4 2025

How to read this metric

An increase suggests deteriorating credit quality or portfolio growth, while a decrease may indicate improved borrower health or more conservative lending.

Detailed definition

This is an expense set aside to cover expected future losses on loans and credit card receivables. It reflects managemen...

Peer comparison

Standard for all lenders and credit card issuers.

Metric ID: is_provision_for_credit_losses

Historical Data

15 periods
 Q2 '21Q3 '21Q4 '21Q2 '22Q3 '22Q4 '22Q2 '23Q3 '23Q4 '23Q2 '24Q3 '24Q4 '24Q2 '25Q3 '25Q4 '25
Value$15.00M$19.00M$15.00M$15.00M$26.00M$13.00M$21.00M$16.00M$25.00M$18.00M$27.00M$51.00M$28.00M$38.00M$36.00M
QoQ Change+26.7%-21.1%+0.0%+73.3%-50.0%+61.5%-23.8%+56.3%-28.0%+50.0%+88.9%-45.1%+35.7%-5.3%
YoY Change+0.0%+36.8%-13.3%+40.0%-38.5%+92.3%-14.3%+68.8%+104.0%+55.6%+40.7%-29.4%
Range$13.00M$51.00M
CAGR+28.4%
Avg YoY Growth+28.6%
Median YoY Growth+38.4%

Frequently Asked Questions

What is Medtronic's provision for credit losses?
Medtronic (MDT) reported provision for credit losses of $36.00M in Q4 2025.
How has Medtronic's provision for credit losses changed year-over-year?
Medtronic's provision for credit losses decreased by 29.4% year-over-year, from $51.00M to $36.00M.
What does provision for credit losses mean?
The amount of money set aside to cover potential losses from unpaid loans.