Business Segments · Depreciation, amortization and accretion

Retail Banking — Depreciation, amortization and accretion

PNC Financial Services Retail Banking — Depreciation, amortization and accretion decreased by 5.2% to $92.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 13.6%, from $81.00M to $92.00M. Over 3 years (FY 2022 to FY 2025), Retail Banking — Depreciation, amortization and accretion shows an upward trend with a 5.6% CAGR.

Analysis

StatementSegment
CategoryEfficiency
SignalContext dependent
VolatilityStable
First reportedQ1 2015
Last reportedQ4 2025
Rolls up toD&A

How to read this metric

Higher levels typically reflect significant capital investment in technology or physical branch infrastructure.

Detailed definition

Non-cash expenses related to the allocation of the cost of tangible and intangible assets over their useful lives within...

Peer comparison

Standard accounting metric; comparable across peers with similar asset bases.

Metric ID: pnc_segment_retail_banking_depreciation_amortization_and_accretion

Historical Data

18 periods
 Q2 '21Q3 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$73.00M$78.00M$74.00M$83.00M$76.00M$77.00M$78.00M$81.00M$80.00M$91.00M$79.00M$77.00M$75.00M$81.00M$89.00M$87.00M$97.00M$92.00M
QoQ Change+6.8%-5.1%+12.2%-8.4%+1.3%+1.3%+3.8%-1.2%+13.8%-13.2%-2.5%-2.6%+8.0%+9.9%-2.2%+11.5%-5.2%
YoY Change+13.7%-2.6%+5.4%-2.4%+5.3%+18.2%+1.3%-4.9%-6.3%-11.0%+12.7%+13.0%+29.3%+13.6%
Range$73.00M$97.00M
CAGR+5.6%
Avg YoY Growth+6.1%
Median YoY Growth+5.3%

Frequently Asked Questions

What is PNC Financial Services's retail banking — depreciation, amortization and accretion?
PNC Financial Services (PNC) reported retail banking — depreciation, amortization and accretion of $92.00M in Q4 2025.
How has PNC Financial Services's retail banking — depreciation, amortization and accretion changed year-over-year?
PNC Financial Services's retail banking — depreciation, amortization and accretion increased by 13.6% year-over-year, from $81.00M to $92.00M.
What is the long-term trend for PNC Financial Services's retail banking — depreciation, amortization and accretion?
Over 3 years (2022 to 2025), PNC Financial Services's retail banking — depreciation, amortization and accretion has grown at a 5.6% compound annual growth rate (CAGR), from $310.00M to $365.00M.
What does retail banking — depreciation, amortization and accretion mean?
Non-cash charges for the wear and tear or expiration of assets used in retail banking.