PNC Financial Services Retail Banking — Depreciation, amortization and accretion decreased by 5.2% to $92.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 13.6%, from $81.00M to $92.00M. Over 3 years (FY 2022 to FY 2025), Retail Banking — Depreciation, amortization and accretion shows an upward trend with a 5.6% CAGR.
Higher levels typically reflect significant capital investment in technology or physical branch infrastructure.
Non-cash expenses related to the allocation of the cost of tangible and intangible assets over their useful lives within...
Standard accounting metric; comparable across peers with similar asset bases.
pnc_segment_retail_banking_depreciation_amortization_and_accretion| Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $73.00M | $78.00M | $74.00M | $83.00M | $76.00M | $77.00M | $78.00M | $81.00M | $80.00M | $91.00M | $79.00M | $77.00M | $75.00M | $81.00M | $89.00M | $87.00M | $97.00M | $92.00M |
| QoQ Change | — | +6.8% | -5.1% | +12.2% | -8.4% | +1.3% | +1.3% | +3.8% | -1.2% | +13.8% | -13.2% | -2.5% | -2.6% | +8.0% | +9.9% | -2.2% | +11.5% | -5.2% |
| YoY Change | — | — | — | +13.7% | -2.6% | — | +5.4% | -2.4% | +5.3% | +18.2% | +1.3% | -4.9% | -6.3% | -11.0% | +12.7% | +13.0% | +29.3% | +13.6% |