Operating Expenses
FDIC Premium Expense
Truist Financial FDIC Premium Expense increased by 871.4% to $68.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 1.4%, from $69.00M to $68.00M. Over 4 years (FY 2021 to FY 2025), FDIC Premium Expense shows an upward trend with a 4.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementIncome Statement
SectionOperating Expenses
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ1 2025
Last reportedQ1 2026
How to read this metric
An increase typically reflects growth in the deposit base or changes in regulatory risk assessments, rather than operational inefficiency.
Detailed definition
This represents the mandatory insurance premiums paid by the bank to the Federal Deposit Insurance Corporation (FDIC) to...
Peer comparison
Standard regulatory expense for all FDIC-insured financial institutions.
Metric ID:
is_wfc_fdic_premium_expenseHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $31.00M | $43.00M | $38.00M | $35.00M | $44.00M | $52.00M | $52.00M | $75.00M | $73.00M | $77.00M | $599.00M | $152.00M | $85.00M | $51.00M | $56.00M | $69.00M | $55.00M | $32.00M | $7.00M | $68.00M |
| QoQ Change | — | +38.7% | -11.6% | -7.9% | +25.7% | +18.2% | +0.0% | +44.2% | -2.7% | +5.5% | +677.9% | -74.6% | -44.1% | -40.0% | +9.8% | +23.2% | -20.3% | -41.8% | -78.1% | +871.4% |
| YoY Change | — | — | — | — | +41.9% | +20.9% | +36.8% | +114.3% | +65.9% | +48.1% | >999% | +102.7% | +16.4% | -33.8% | -90.7% | -54.6% | -35.3% | -37.3% | -87.5% | -1.4% |
Range$7.00M – $599.00M
CAGR+18.0%
Avg YoY Growth+72.4%
Median YoY Growth+18.7%
FDIC Premium Expense at Other Companies
Frequently Asked Questions
- What is Truist Financial's fdic premium expense?
- Truist Financial (TFC) reported fdic premium expense of $68.00M in Q1 2026.
- How has Truist Financial's fdic premium expense changed year-over-year?
- Truist Financial's fdic premium expense decreased by 1.4% year-over-year, from $69.00M to $68.00M.
- What is the long-term trend for Truist Financial's fdic premium expense?
- Over 4 years (2021 to 2025), Truist Financial's fdic premium expense has grown at a 4.4% compound annual growth rate (CAGR), from $137.00M to $163.00M.
- What does fdic premium expense mean?
- The cost of mandatory insurance premiums paid to the FDIC for deposit protection.