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American Coastal Insurance Corporation ACIC Q2 2025 earnings

Reported August 6, 2025 · After market close

Revenue$86.5MMiss by $636.0K
EPS$0.54Beat by $0.16
Revenue estimate$87.1M
EPS estimate$0.38

Next report

Nov 4, 2026 (in a month)
Revenue estimate$64.6M
EPS estimate$0.10

Financials

Q2 2025

Income statement

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Revenue$86.5M+25.9%
Operating income$36.2M+50.2%
Net income$26.4M+38.8%
EPS (diluted)$0.53+35.9%

Balance sheet

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Cash & equivalents$407.2M+55.7%
Total debt$152.4M+2.4%
Total equity$292.3M+31.0%
Total assets$1.3B+2.7%

Cash flow

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Operating cash flow$127.9M+1.2%
Free cash flow$127.9M+1.2%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$509.16M+0.9%
Enterprise value$254.38M-35.1%
P/E6.3×-1.2×
P/S1.6×-0.5×

Profitability

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Operating margin33.2%-5.3pp
Net margin25.3%-3.0pp
FCF margin48.7%—

Returns & leverage

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Return on equity31.4%-8.9pp
Debt / equity0.5×-0.1×

FAQ

When did American Coastal Insurance Corporation report Q2 2025 earnings?
American Coastal Insurance Corporation (ACIC) reported Q2 2025 earnings on August 6, 2025 after market close.
What were American Coastal Insurance Corporation's Q2 2025 revenue and EPS?
American Coastal Insurance Corporation reported revenue of $86.5M and eps of $0.54 for Q2 2025.
Did American Coastal Insurance Corporation beat estimates in Q2 2025?
Revenue missed the consensus estimate of $87.1M by $636.0K. EPS beat the consensus estimate of $0.38 by $0.16.
How did American Coastal Insurance Corporation's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 25.9% from $68.7M a year earlier and eps grew 35.0% from $0.40.
Where can I find American Coastal Insurance Corporation's Q2 2025 SEC filings?
You can read the 8-K earnings release (0000950170-25-103972) and the 10-Q periodic report (0000950170-25-105221) directly on SEC EDGAR. The filing index links above go to sec.gov.