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ACI Worldwide ACIW Biller — Goodwill

Other segment segments

Payment Software
$813.9M+0.6%

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Other financials

Income statement

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Revenue$430.4M+7.3%
Gross profit$181.6M+9.1%
Operating income$44.6M+28.1%
Net income$31.8M+161%
EPS (diluted)$0.31+158%

Balance sheet

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Cash & equivalents$224.5M-24.9%
Total debt$849.5M-8.7%
Total equity$1.5B+7.4%
Total assets$3.1B-1.4%

Cash flow

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Operating cash flow$70.8M+42.2%
CapEx$6.9M+218%
Free cash flow$63.9M+34.2%

Valuation

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Market cap$5.61B+27.0%
Enterprise value$6.24B+23.5%
P/E24.9×+7.3×
P/S3.1×+0.5×

Profitability

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Gross margin49.1%-1.2pp
Operating margin18.6%-1.3pp
Net margin12.4%-2.4pp
FCF margin17.1%-0.2pp

Returns & leverage

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Return on equity15.6%-3.5pp
Debt / equity0.6×-0.1×
Current ratio1.6×+0.1×

Where this comes from

Reported directly by ACI Worldwide in its filing.

Tagged under the XBRL concept us-gaap:Goodwill.

The source filing: ACI Worldwide’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 10:16 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000935036-26-000028

In accordance with the Accounting Standards Codification ("ASC") 350, Intangibles – Goodwill and Other, the Company assesses goodwill for impairment annually during the fourth quarter of its fiscal year using October 1 balances or when there is evidence that events or changes in circumstances indicate that the carrying amount of the asset may not be recovered. The Company evaluates goodwill at the reporting unit level using the discounted cash flow valuation model and allocates goodwill to these reporting units using a relative fair value approach. During this assessment, management relies on a number of factors, including operating results, business plans, and anticipated future cash flows. As of June 30, 2026, the Company's goodwill balance of $1.2 billion was allocated $813.9 million to Payment Software and $417.0 million to Biller.

Item 1F. Financial Statements (unaudited)

FAQ

What is ACI Worldwide's biller — goodwill?
ACI Worldwide (ACIW) reported biller — goodwill of $417M in Q2 2026.
How has ACI Worldwide's biller — goodwill changed year-over-year?
ACI Worldwide's biller — goodwill decreased by 0.0% year-over-year, from $417M to $417M.
What is the long-term trend for ACI Worldwide's biller — goodwill?
Over 3 years (2022 to 2025), ACI Worldwide's biller — goodwill has grown at a -0.0% compound annual growth rate (CAGR), from $1.67B to $1.67B.
What does biller — goodwill mean?
Represents the intangible asset value recorded when the Biller segment acquires another business for a price exceeding the fair market value of its net identifiable assets. This metric reflects the premium paid for synergies, brand reputation, and customer relationships within the bill payment processing vertical.

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