What is ACI Worldwide's GERMANY — deferred interest?

ACI Worldwide (ACIW) reported GERMANY — deferred interest of $11.2M in Q4 2025.

What does GERMANY — deferred interest mean?

This metric represents the portion of interest income or expense related to the German geographic segment that has been recognized in the financial statements but not yet settled in cash. It reflects the accrual of financial obligations or assets specific to payment processing operations within the German market. Monitoring this balance provides insight into the timing differences between revenue recognition and cash flow realization for regional payment software services.

ACI Worldwide ACIW GERMANY — Deferred interest

Similar metrics at other companies

METEMEA — Deferred Income

$717M+10.8%

LNTHDeferred Income

$6.6M—

DLBPayments for Deferred Consideration

$0—

RMDDeferred payments

$670K+334%

TNLDeferred other revenue — Contract with Customer, Liability

$11M+175%

SCIDeferred Discounts Finance Charges And Interest Included In Receivables

$34.87M+60.0%

Other financials

Income statement

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Revenue$425.7M+7.9%

Gross profit$197.3M+8.9%

Operating income$57.5M-1.8%

Net income$38.3M-34.9%

EPS (diluted)$0.37-32.7%

Balance sheet

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Cash & equivalents$242.1M-34.0%

Total debt$836.6M-4.4%

Total equity$1.5B+1.2%

Total assets$3.1B-3.1%

Cash flow

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Operating cash flow$64.2M-17.9%

CapEx$3.0M+38.4%

Free cash flow$61.2M-19.5%

Valuation

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Market cap$4.48B-27.6%

Profitability

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Gross margin49%-2.3pp

Operating margin18.4%-3.0pp

Net margin11.5%-4.6pp

FCF margin16.5%-1.4pp

Returns & leverage

See full

Return on equity13.8%-5.9pp

Debt / equity0.6×0.0×

Current ratio1.5×0.0×

Where this comes from

Reported directly by ACI Worldwide in its filing.

Tagged under the XBRL concept us-gaap:DeferredTaxAssetInterestCarryforward.

The official record: ACI Worldwide’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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What is ACI Worldwide's GERMANY — deferred interest?: ACI Worldwide (ACIW) reported GERMANY — deferred interest of $11.2M in Q4 2025.
What does GERMANY — deferred interest mean?: This metric represents the portion of interest income or expense related to the German geographic segment that has been recognized in the financial statements but not yet settled in cash. It reflects the accrual of financial obligations or assets specific to payment processing operations within the German market. Monitoring this balance provides insight into the timing differences between revenue recognition and cash flow realization for regional payment software services.