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ACI Worldwide ACIW Settlements receivable

Settlements receivable at other companies

Fidelity National Information Services logo
Fidelity National Information ServicesFIS
$610M-22.7%
EVERTEC logo
EVERTECEVTC
$28.07M-8.3%
Global Payments logo
Global PaymentsGPN
$3.62B+74.2%

Other financials

Income statement

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Revenue$430.4M+7.3%
Gross profit$181.6M+9.1%
Operating income$44.6M+28.1%
Net income$31.8M+161%
EPS (diluted)$0.31+158%

Balance sheet

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Cash & equivalents$224.5M-24.9%
Total debt$849.5M-8.7%
Total equity$1.5B+7.4%
Total assets$3.1B-1.4%

Cash flow

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Operating cash flow$70.8M+42.2%
CapEx$6.9M+218%
Free cash flow$63.9M+34.2%

Valuation

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Market cap$5.61B+27.0%
Enterprise value$6.24B+23.5%
P/E24.9×+7.3×
P/S3.1×+0.5×

Profitability

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Gross margin49.1%-1.2pp
Operating margin18.6%-1.3pp
Net margin12.4%-2.4pp
FCF margin17.1%-0.2pp

Returns & leverage

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Return on equity15.6%-3.5pp
Debt / equity0.6×-0.1×
Current ratio1.6×+0.1×

Where this comes from

Reported directly by ACI Worldwide in its filing.

Tagged under the XBRL concept us-gaap:SettlementAssetsCurrent.

The source filing: ACI Worldwide’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 10:16 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000935036-26-000028

FAQ

What is ACI Worldwide's settlements receivable?
ACI Worldwide (ACIW) reported settlements receivable of $447.17M in Q2 2026.
How has ACI Worldwide's settlements receivable changed year-over-year?
ACI Worldwide's settlements receivable decreased by 10.4% year-over-year, from $498.97M to $447.17M.
What is the long-term trend for ACI Worldwide's settlements receivable?
Over 5 years (2020 to 2025), ACI Worldwide's settlements receivable has grown at a -8.1% compound annual growth rate (CAGR), from $605.01M to $397.35M.
What does settlements receivable mean?
This represents funds held by the company that are due to be remitted to merchants or other financial institutions as part of the payment processing cycle. It reflects the short-term liquidity tied up in the settlement process, acting as a pass-through asset for electronic transactions. Monitoring this balance helps assess the volume of payment activity currently in transit and the associated operational cash flow requirements.

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