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Other financials

Income statement

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Revenue$430.4M+7.3%
Gross profit$181.6M+9.1%
Operating income$44.6M+28.1%
Net income$31.8M+161%
EPS (diluted)$0.31+158%

Balance sheet

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Cash & equivalents$224.5M-24.9%
Total debt$849.5M-8.7%
Total equity$1.5B+7.4%
Total assets$3.1B-1.4%

Cash flow

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Operating cash flow$70.8M+42.2%
CapEx$6.9M+218%
Free cash flow$63.9M+34.2%

Valuation

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Market cap$5.61B+27.0%
Enterprise value$6.24B+23.5%
P/E24.9×+7.3×
P/S3.1×+0.5×

Profitability

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Gross margin49.1%-1.2pp
Operating margin18.6%-1.3pp
Net margin12.4%-2.4pp
FCF margin17.1%-0.2pp

Returns & leverage

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Return on equity15.6%-3.5pp
Debt / equity0.6×-0.1×
Current ratio1.6×+0.1×

Where this comes from

Reported directly by ACI Worldwide in its filing.

Tagged under the XBRL concept us-gaap:GeneralAndAdministrativeExpense.

The source filing: ACI Worldwide’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 10:16 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000935036-26-000028
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Cost of revenue (1)248,850234,800477,309448,178
Research and development47,90041,10791,99280,015
Selling and marketing30,60328,74160,83960,927
General and administrative34,48437,65174,70065,243
Depreciation and amortization23,93724,10149,19348,086
Total operating expenses385,774366,400754,033702,449
Operating income44,64934,858102,13993,374
Other income (expense)

Item 1F. Financial Statements (unaudited)

FAQ

What is ACI Worldwide's G&A?
ACI Worldwide (ACIW) reported G&A of $34.48M in Q2 2026.
How has ACI Worldwide's G&A changed year-over-year?
ACI Worldwide's G&A decreased by 8.4% year-over-year, from $37.65M to $34.48M.
What is the long-term trend for ACI Worldwide's G&A?
Over 4 years (2021 to 2025), ACI Worldwide's G&A has grown at a 3.6% compound annual growth rate (CAGR), from $123.8M to $142.71M.
What does G&A mean?
Overhead costs not directly tied to production or sales — corporate management, legal, accounting, office rent, insurance, and other administrative functions.

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