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ACI Worldwide ACIW Pre-Tax Income

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Other financials

Income statement

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Revenue$430.4M+7.3%
Gross profit$181.6M+9.1%
Operating income$44.6M+28.1%
Net income$31.8M+161%
EPS (diluted)$0.31+158%

Balance sheet

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Cash & equivalents$224.5M-24.9%
Total debt$849.5M-8.7%
Total equity$1.5B+7.4%
Total assets$3.1B-1.4%

Cash flow

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Operating cash flow$70.8M+42.2%
CapEx$6.9M+218%
Free cash flow$63.9M+34.2%

Valuation

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Market cap$5.61B+27.0%
Enterprise value$6.24B+23.5%
P/E24.9×+7.3×
P/S3.1×+0.5×

Profitability

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Gross margin49.1%-1.2pp
Operating margin18.6%-1.3pp
Net margin12.4%-2.4pp
FCF margin17.1%-0.2pp

Returns & leverage

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Return on equity15.6%-3.5pp
Debt / equity0.6×-0.1×
Current ratio1.6×+0.1×

Where this comes from

Reported directly by ACI Worldwide in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The source filing: ACI Worldwide’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 10:16 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000935036-26-000028
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Interest income5,5923,9349,1987,998
Other, net662(6,393)2,18817,347
Total other income (expense)(5,725)(16,986)(12,791)(3,865)
Income before income taxes38,92417,87289,34889,509
Income tax expense7,1265,67019,24418,437
Net income$31,798$12,202$70,104$71,072
Income per common share
Basic$0.31$0.12$0.69$0.68

Item 1F. Financial Statements (unaudited)

FAQ

What is ACI Worldwide's pre-tax income?
ACI Worldwide (ACIW) reported pre-tax income of $38.92M in Q2 2026.
How has ACI Worldwide's pre-tax income changed year-over-year?
ACI Worldwide's pre-tax income increased by 117.8% year-over-year, from $17.87M to $38.92M.
What is the long-term trend for ACI Worldwide's pre-tax income?
Over 4 years (2021 to 2025), ACI Worldwide's pre-tax income has grown at a 15.0% compound annual growth rate (CAGR), from $175.07M to $306.67M.
What does pre-tax income mean?
Total income from all sources — operating income plus non-operating items like interest income, investment gains, and other income — before the provision for income taxes.

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