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Enact Holdings, Inc. ACT Domestic mortgage insurance — Number of reported delinquencies

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Other financials

Income statement

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Revenue$317.3M+4.1%
Net income$174.8M+4.2%
EPS (diluted)$1.25+12.6%

Balance sheet

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Cash & equivalents$448.4M-26.8%
Total debt$745.2M+0.2%
Total equity$5.4B+3.3%
Total assets$7.0B+2.7%

Cash flow

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Operating cash flow$118.5M-0.8%

Valuation

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Market cap$6.79B+27.2%
Enterprise value$7.09B+29.6%
P/E9.9×+2.1×
P/S5.4×+1.1×

Profitability

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Net margin54.5%-0.8pp

Returns & leverage

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Return on equity12.9%-0.6pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Enact Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsNumberOfReportedClaims.

The source filing: Enact Holdings, Inc.’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 7:27 AM EST
Fiscal year
FY2025
Accession
0001823529-26-000060
(Dollar amounts inthousands) / Accident year (1)(Dollar amounts inthousands) / For the years ended December 31, 2016Incurred claims and allocated loss adjustment expenses, net of reinsurance (2) / For the years ended December 31, 2017Incurred claims and allocated loss adjustment expenses, net of reinsurance (2) / For the years ended December 31, 2018Incurred claims and allocated loss adjustment expenses, net of reinsurance (2) / For the years ended December 31, 2019Incurred claims and allocated loss adjustment expenses, net of reinsurance (2) / For the years ended December 31, 2020Incurred claims and allocated loss adjustment expenses, net of reinsurance (2) / For the years ended December 31, 2021Incurred claims and allocated loss adjustment expenses, net of reinsurance (2) / For the years ended December 31, 2022Incurred claims and allocated loss adjustment expenses, net of reinsurance (2) / For the years ended December 31, 2023Incurred claims and allocated loss adjustment expenses, net of reinsurance (2) / For the years ended December 31, 2024For the years ended December 31, 2025Total IBNR as of December 31, 2025 (3)Number ofreporteddelinquencies(4)
2017170,713120,568101,755105,079103,565101,41998,70096,72595,9608815,097
2018116,84283,95984,13878,36773,16469,52565,70764,85012011,269
2019105,734111,08997,49071,05358,87651,64148,7887111,883
2020364,547362,347107,33749,02034,83331,07815738,863
2021141,225119,36436,62819,61717,01518512,585
2022219,461137,16444,19631,91057114,329
2023275,417161,58073,31565415,851
2024289,481213,49431618,847

Item 8. Financial Statements and Supplementary Data

FAQ

What is Enact Holdings, Inc.'s domestic mortgage insurance — number of reported delinquencies?
Enact Holdings, Inc. (ACT) reported domestic mortgage insurance — number of reported delinquencies of 3,886,300% in Q4 2025.
What does domestic mortgage insurance — number of reported delinquencies mean?
This metric tracks the total count of mortgage loans currently reported as delinquent within the domestic mortgage insurance portfolio. It serves as a leading indicator of potential future claim activity and credit risk within the insured book of business. A rising trend in this metric typically signals deteriorating credit quality or broader economic stress affecting the housing market.

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