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Enact Holdings, Inc. ACT Net premiums earned

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Other financials

Income statement

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Revenue$317.3M+4.1%
Net income$174.8M+4.2%
EPS (diluted)$1.25+12.6%

Balance sheet

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Cash & equivalents$448.4M-26.8%
Total debt$745.2M+0.2%
Total equity$5.4B+3.3%
Total assets$7.0B+2.7%

Cash flow

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Operating cash flow$118.5M-0.8%

Valuation

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Market cap$6.79B+27.2%
Enterprise value$7.09B+29.6%
P/E9.9×+2.1×
P/S5.4×+1.1×

Profitability

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Net margin54.5%-0.8pp

Returns & leverage

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Return on equity12.9%-0.6pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Enact Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Enact Holdings, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:21 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001823529-26-000188
(Amounts in thousands, except per share amounts)Three months ended June 30, 2026Three months ended June 30, 2025Six months ended June 30, 2026Six months ended June 30, 2025
Revenues:
Premiums$244,656$245,289$487,506$490,075
Net investment income73,21165,884144,117128,921
Net investment gains (losses)(2,234)(7,343)(8,057)(10,586)
Other income1,6751,0605,8113,256
Total revenues317,308304,890629,377611,666
Losses and expenses:
Losses incurred33,26425,28970,42555,830

Item 1. Financial Statements

FAQ

What is Enact Holdings, Inc.'s net premiums earned?
Enact Holdings, Inc. (ACT) reported net premiums earned of $244.66M in Q2 2026.
How has Enact Holdings, Inc.'s net premiums earned changed year-over-year?
Enact Holdings, Inc.'s net premiums earned decreased by 0.3% year-over-year, from $245.29M to $244.66M.
What is the long-term trend for Enact Holdings, Inc.'s net premiums earned?
Over 4 years (2021 to 2025), Enact Holdings, Inc.'s net premiums earned has grown at a 0.1% compound annual growth rate (CAGR), from $974.95M to $980.51M.
What does net premiums earned mean?
Represents the portion of insurance premiums recognized as revenue during the reporting period after accounting for reinsurance cessions. This metric reflects the core top-line activity of the insurance business and indicates the volume of risk underwritten that has been successfully earned. It is a primary indicator of the company's market presence and pricing power within the mortgage insurance sector.

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