Net premiums earned
Arch Capital Group Net premiums earned decreased by 6.3% to $3.99B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 4.8%, from $4.19B to $3.99B. Over 4 years (FY 2021 to FY 2025), Net premiums earned shows an upward trend with a 20.5% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase indicates growth in the member base or higher premium pricing, while a decrease may signal market share loss or competitive pricing pressure.
Detailed definition
Represents the total revenue generated from insurance premiums after accounting for reinsurance cessions. This is the pr...
Peer comparison
Standard across all health insurance peers; comparable to gross written premiums adjusted for reinsurance.
net_premiums_earnedHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $2.12B | $1.93B | $2.08B | $2.12B | $2.33B | $2.47B | $2.76B | $2.88B | $2.97B | $3.25B | $3.34B | $3.42B | $3.57B | $3.97B | $4.14B | $4.19B | $4.34B | $4.29B | $4.26B | $3.99B |
| QoQ Change | — | -9.0% | +8.0% | +1.8% | +9.7% | +6.2% | +11.7% | +4.4% | +2.8% | +9.5% | +3.0% | +2.3% | +4.2% | +11.4% | +4.4% | +1.1% | +3.6% | -1.2% | -0.7% | -6.3% |
| YoY Change | — | — | — | — | +9.7% | +28.1% | +32.5% | +35.9% | +27.5% | +31.4% | +21.1% | +18.7% | +20.2% | +22.2% | +23.9% | +22.4% | +21.7% | +7.9% | +2.7% | -4.8% |
Product Breakdown
| Segment | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 |
|---|---|---|---|---|---|---|---|---|
| Specialty | — | — | — | $654.75M | — | — | — | $726.50M |
| Property and short-tail specialty | — | — | — | — | — | — | — | $618.00M |
| Property excluding property catastrophe | — | — | — | $537.00M | — | — | — | $563.00M |
| Casualty | $272.00M | $272.00M | $272.00M | $272.00M | $358.00M | $358.00M | $358.00M | $358.00M |
| Other liability - occurrence | — | — | — | — | — | — | — | $330.25M |
| Property catastrophe | $239.75M | $239.75M | $239.75M | $239.75M | $266.25M | $266.25M | $266.25M | $266.25M |
| Casualty and other | — | — | — | — | — | — | — | $234.25M |
| U.S. primary mortgage insurance | — | — | — | $211.25M | — | — | — | $200.50M |
| Commercial multi-peril | — | — | — | — | — | — | — | $198.00M |
| Other liability - claims made | — | — | — | — | — | — | — | $196.50M |
| Workers compensation | — | — | — | — | — | — | — | $147.75M |
| Commercial automobile | — | — | — | — | — | — | — | $145.25M |
| Marine and aviation | — | — | — | $69.00M | — | — | — | $79.25M |
| U.S. credit risk transfer (CRT) and other | — | — | — | $53.25M | — | — | — | $51.75M |
| International mortgage insurance/reinsurance | — | — | — | $43.25M | — | — | — | $40.75M |
| Other | — | — | — | $38.00M | — | — | — | $37.50M |
| Total | $3.42B | $3.57B | $3.97B | $4.14B | $4.19B | $4.34B | $4.29B | $4.26B |
Casualty, Casualty and other, Commercial automobile, Commercial multi-peril, Construction and national accounts, Excess and surplus casualty, International mortgage insurance/reinsurance, Marine and aviation, Other liability - claims made, Other liability - occurrence, Professional lines, Programs, Property and short-tail specialty, Property catastrophe, Property excluding property catastrophe, Property, energy, marine and aviation, Specialty, Travel, accident and health, U.S. credit risk transfer (CRT) and other, U.S. primary mortgage insurance, Warranty and lenders solutions, Workers compensation are derived from annual filings.
Construction and national accounts, Other, Professional lines, Programs, Warranty and lenders solutions were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Insurance | $1.48B | $1.77B | $1.93B | $1.86B | $1.97B | $1.97B | $1.97B | $1.87B |
| Reinsurance | $1.78B | $1.89B | $1.90B | $2.03B | $2.09B | $2.02B | $1.99B | $1.83B |
| Mortgage | $307.00M | $313.00M | $306.00M | $300.00M | $281.00M | $301.00M | $290.00M | $284.00M |
| Total | $3.57B | $3.97B | $4.14B | $4.19B | $4.34B | $4.29B | $4.26B | $3.99B |
Corporate And Other was previously reported and has since been discontinued or reclassified. Only currently active segments are shown in the chart.
Geographic Breakdown
| Segment | FY'24 | FY'25 |
|---|---|---|
| North America | $4.70B | $5.74B |
| International | $1.93B | $2.04B |
| Total | $15.10B | $17.07B |
All segment values are derived from annual filings.
Net premiums earned at Other Companies
Frequently Asked Questions
- What is Arch Capital Group's net premiums earned?
- Arch Capital Group (ACGL) reported net premiums earned of $3.99B in Q1 2026.
- How has Arch Capital Group's net premiums earned changed year-over-year?
- Arch Capital Group's net premiums earned decreased by 4.8% year-over-year, from $4.19B to $3.99B.
- What is the long-term trend for Arch Capital Group's net premiums earned?
- Over 4 years (2021 to 2025), Arch Capital Group's net premiums earned has grown at a 20.5% compound annual growth rate (CAGR), from $8.08B to $17.07B.
- What does net premiums earned mean?
- The total money collected from insurance premiums after paying for reinsurance.