Net premiums earned
Chubb Net premiums earned decreased by 0.5% to $13.46B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 12.1%, from $12.00B to $13.46B. Over 4 years (FY 2021 to FY 2025), Net premiums earned shows an upward trend with a 9.9% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase indicates growth in the member base or higher premium pricing, while a decrease may signal market share loss or competitive pricing pressure.
Detailed definition
Represents the total revenue generated from insurance premiums after accounting for reinsurance cessions. This is the pr...
Peer comparison
Standard across all health insurance peers; comparable to gross written premiums adjusted for reinsurance.
net_premiums_earnedHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $8.81B | $10.00B | $9.32B | $8.75B | $9.56B | $11.54B | $10.55B | $10.14B | $11.00B | $12.67B | $11.90B | $11.58B | $12.29B | $13.37B | $12.60B | $12.00B | $13.13B | $14.36B | $13.53B | $13.46B |
| QoQ Change | — | +13.5% | -6.8% | -6.2% | +9.3% | +20.7% | -8.5% | -3.9% | +8.5% | +15.2% | -6.1% | -2.6% | +6.1% | +8.8% | -5.8% | -4.7% | +9.4% | +9.4% | -5.8% | -0.5% |
| YoY Change | — | — | — | — | +8.4% | +15.3% | +13.2% | +16.0% | +15.1% | +9.9% | +12.8% | +14.2% | +11.8% | +5.5% | +5.9% | +3.6% | +6.8% | +7.4% | +7.4% | +12.1% |
Product Breakdown
| Segment | FY'21 | FY'22 | FY'23 | FY'24 | FY'25 |
|---|---|---|---|---|---|
| Property Liability And Casualty Insurance | $31.23B | $34.01B | $37.18B | $40.31B | $42.57B |
| Accident And Health Insurance | $3.81B | $4.89B | $6.23B | $6.49B | $6.60B |
| Total | $36.36B | $40.39B | $45.71B | $49.85B | $53.01B |
All segment values are derived from annual filings.
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| North America Commercial P&C Insurance | $4.90B | $5.11B | — | $4.99B | $5.18B | $5.08B | — | $5.15B |
| Overseas General Insurance | $3.35B | $3.42B | $3.43B | $3.21B | $3.54B | $3.80B | $3.82B | $3.78B |
| Segment Life | $1.57B | $1.53B | — | $1.70B | $1.79B | $1.93B | — | $2.27B |
| North American Personal P&C Insurance | $1.51B | $1.58B | — | $1.57B | $1.68B | $1.74B | — | $1.75B |
| Global Reinsurance | $339.00M | $316.00M | $322.00M | $368.00M | $338.00M | $315.00M | $332.00M | $326.00M |
| North America Agricultural Insurance | $626.00M | $1.42B | — | $165.00M | $598.00M | $1.50B | — | $189.00M |
| Segment Measure Reconciling Items | $0.00 | $0.00 | — | — | — | — | — | — |
| Total | $12.29B | $13.37B | $12.60B | $12.00B | $13.13B | $14.36B | $13.53B | $13.46B |
Segment Measure Reconciling Items was previously reported and has since been discontinued or reclassified. Only currently active segments are shown in the chart.
Net premiums earned at Other Companies
Frequently Asked Questions
- What is Chubb's net premiums earned?
- Chubb (CB) reported net premiums earned of $13.46B in Q1 2026.
- How has Chubb's net premiums earned changed year-over-year?
- Chubb's net premiums earned increased by 12.1% year-over-year, from $12.00B to $13.46B.
- What is the long-term trend for Chubb's net premiums earned?
- Over 4 years (2021 to 2025), Chubb's net premiums earned has grown at a 9.9% compound annual growth rate (CAGR), from $36.36B to $53.01B.
- What does net premiums earned mean?
- The total money collected from insurance premiums after paying for reinsurance.