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Arch Capital Group ACGL North America — Net premiums earned

Other geography segments

International
$2.04B+5.8%

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Other financials

Income statement

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Revenue$4.5B-3.3%
Net income$1.0B+82.4%
EPS (diluted)$2.88+94.6%

Balance sheet

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Cash & equivalents$1.8B-10.3%
Total debt$2.4B0.0%
Total equity$24.2B+12.3%
Total assets$81.4B+8.3%

Cash flow

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Operating cash flow$1.2B-18.5%
CapEx$8.0M-11.1%
Free cash flow$1.2B-18.6%

Valuation

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Market cap$34.08B0.0%
Enterprise value$34.7B-0.2%
P/E-2.1×
P/S1.7×-0.1×

Profitability

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Net margin24.6%+3.9pp
FCF margin29.6%-6.3pp

Returns & leverage

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Return on equity21.3%+2.9pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Arch Capital Group in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The official record: Arch Capital Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Arch Capital Group's north america — net premiums earned?
Arch Capital Group (ACGL) reported north america — net premiums earned of $1.43B in Q4 2025.
How has Arch Capital Group's north america — net premiums earned changed year-over-year?
Arch Capital Group's north america — net premiums earned increased by 22.0% year-over-year, from $1.18B to $1.43B.
What is the long-term trend for Arch Capital Group's north america — net premiums earned?
Over 3 years (2022 to 2025), Arch Capital Group's north america — net premiums earned has grown at a 20.4% compound annual growth rate (CAGR), from $3.28B to $5.74B.
What does north america — net premiums earned mean?
This metric represents the portion of net premiums written that is recognized as revenue over the policy period for the North American geographic segment. It reflects the actual insurance coverage provided during the reporting period, accounting for the pro-rata expiration of policies. This is a primary indicator of the scale and revenue generation capacity of the company's underwriting operations within this specific region.