Aflac Aflac U.S. — Total benefits and expenses decreased by 0.7% to $1.42B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 3.9%, from $1.36B to $1.42B. Over 3 years (FY 2022 to FY 2025), Aflac U.S. — Total benefits and expenses shows relatively stable performance with a 2.3% CAGR. This is a positive signal — lower values indicate better performance for this metric.
An increase may indicate rising claims frequency, higher medical inflation, or increased administrative costs, while a decrease suggests improved operational efficiency or lower claims activity.
This metric represents the aggregate costs incurred by the U.S. insurance segment, including policyholder benefit paymen...
Comparable to 'Total Operating Expenses and Benefits' or 'Underwriting Expenses' reported by other life and health insurance providers.
afl_segment_aflac_u_s_total_benefits_and_expenses| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.28B | $1.28B | $1.28B | $1.28B | $1.28B | $1.28B | $1.28B | $1.28B | $1.34B | $1.30B | $1.33B | $1.34B | $1.36B | $1.34B | $1.35B | $1.43B | $1.42B |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | -0.1% | +0.0% | +0.0% | +0.0% | +4.9% | -3.1% | +2.5% | +0.6% | +1.6% | -1.7% | +1.0% | +5.4% | -0.7% |
| YoY Change | — | — | — | — | -0.1% | -0.1% | -0.1% | -0.1% | +4.9% | +1.6% | +4.2% | +4.8% | +1.5% | +3.0% | +1.4% | +6.3% | +3.9% |