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Assurant AIZ Accident and health insurance — Direct earned premiums

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Other financials

Income statement

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Revenue$3.5B+9.4%
Net income$298.6M+26.9%
EPS (diluted)$5.95+30.5%

Balance sheet

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Cash & equivalents$1.7B+14.3%
Total debt$73.9M+18.4%
Total equity$6.1B+10.9%
Total assets$36.1B+1.6%

Cash flow

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Operating cash flow$454.4M+71.1%
CapEx$45.2M-24.5%
Free cash flow$409.2M+99.0%

Valuation

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Market cap$14.94B+40.3%
P/E14.1×-0.8×
P/S1.1×+0.2×

Profitability

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Net margin7.9%+2.1pp
FCF margin12.3%+4.4pp

Returns & leverage

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Return on equity18.3%+4.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Assurant in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.

The source filing: Assurant’s 10-K, filed February 19, 2026.

Filed
Feb 19, 2026, 4:19 PM EST
Fiscal year
FY2025
Accession
0001267238-26-000010
Year Ended December 31, 2025Direct Amount / (in millions)Ceded to Other Companies / (in millions)Assumed from Other Companies / (in millions)Net Amount / (in millions)Percentage of Amount Assumed to Net
Life Insurance in Force$7,332.5$4,608.9$2,723.6
Premiums:
Life insurance$195.6$160.1$35.5
Accident and health insurance341.0230.42.3112.92.0%
Property and liability insurance18,855.58,926.9405.910,334.53.9%
Total earned premiums$19,392.1$9,317.4$408.2$10,482.93.9%
Benefits:
Life insurance$34.4$24.2$10.2

Item 16. Form 10-K Summary

FAQ

What is Assurant's accident and health insurance — direct earned premiums?
Assurant (AIZ) reported accident and health insurance — direct earned premiums of $85.25M in Q4 2025.
How has Assurant's accident and health insurance — direct earned premiums changed year-over-year?
Assurant's accident and health insurance — direct earned premiums decreased by 0.5% year-over-year, from $85.7M to $85.25M.
What is the long-term trend for Assurant's accident and health insurance — direct earned premiums?
Over 4 years (2021 to 2025), Assurant's accident and health insurance — direct earned premiums has grown at a -10.8% compound annual growth rate (CAGR), from $537.8M to $341M.
What does accident and health insurance — direct earned premiums mean?
Represents the total premiums earned by the accident and health insurance segment directly from policyholders before any reinsurance transactions. This metric reflects the gross revenue generation capacity of the segment's core insurance products.

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