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Assurant AIZ Life insurance — Direct earned premiums

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Other financials

Income statement

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Revenue$3.5B+9.4%
Net income$298.6M+26.9%
EPS (diluted)$5.95+30.5%

Balance sheet

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Cash & equivalents$1.7B+14.3%
Total debt$73.9M+18.4%
Total equity$6.1B+10.9%
Total assets$36.1B+1.6%

Cash flow

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Operating cash flow$454.4M+71.1%
CapEx$45.2M-24.5%
Free cash flow$409.2M+99.0%

Valuation

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Market cap$14.94B+40.3%
P/E14.1×-0.8×
P/S1.1×+0.2×

Profitability

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Net margin7.9%+2.1pp
FCF margin12.3%+4.4pp

Returns & leverage

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Return on equity18.3%+4.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Assurant in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.

The source filing: Assurant’s 10-K, filed February 19, 2026.

Filed
Feb 19, 2026, 4:19 PM EST
Fiscal year
FY2025
Accession
0001267238-26-000010
Year Ended December 31, 2025Direct Amount / (in millions)Ceded to Other Companies / (in millions)Assumed from Other Companies / (in millions)Net Amount / (in millions)Percentage of Amount Assumed to Net
Life Insurance in Force$7,332.5$4,608.9$2,723.6
Premiums:
Life insurance$195.6$160.1$35.5
Accident and health insurance341.0230.42.3112.92.0%
Property and liability insurance18,855.58,926.9405.910,334.53.9%
Total earned premiums$19,392.1$9,317.4$408.2$10,482.93.9%
Benefits:
Life insurance$34.4$24.2$10.2

Item 16. Form 10-K Summary

FAQ

What is Assurant's life insurance — direct earned premiums?
Assurant (AIZ) reported life insurance — direct earned premiums of $48.9M in Q4 2025.
How has Assurant's life insurance — direct earned premiums changed year-over-year?
Assurant's life insurance — direct earned premiums decreased by 1.2% year-over-year, from $49.5M to $48.9M.
What is the long-term trend for Assurant's life insurance — direct earned premiums?
Over 4 years (2021 to 2025), Assurant's life insurance — direct earned premiums has grown at a -0.5% compound annual growth rate (CAGR), from $199.6M to $195.6M.
What does life insurance — direct earned premiums mean?
Represents the total premiums earned by the life insurance segment from policyholders before accounting for reinsurance transactions. This metric reflects the gross top-line revenue generation capacity of the life insurance product line. It is a primary indicator of market demand and the scale of the insurance portfolio.

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