Life Insurance — Earned premiums, direct
Aflac Life Insurance — Earned premiums, direct remained flat by 0.0% to $475.75M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 7.0%, from $444.50M to $475.75M. Over 4 years (FY 2021 to FY 2025), Life Insurance — Earned premiums, direct shows a downward trend with a -10.3% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase indicates successful sales growth and market penetration for life insurance products, while a decrease suggests declining demand or competitive pressure.
Detailed definition
This metric represents the total premiums collected by the life insurance segment before accounting for reinsurance tran...
Peer comparison
Commonly reported as 'Gross Written Premiums' or 'Direct Premiums Written' by most life and health insurance peers.
afl_segment_life_insurance_earned_premiums_directHistorical Data
| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | $2.94B | $2.33B | $1.98B | $1.78B | $1.90B |
| YoY Change | — | -20.9% | -14.9% | -10.3% | +7.0% |
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Frequently Asked Questions
- What is Aflac's life insurance — earned premiums, direct?
- Aflac (AFL) reported life insurance — earned premiums, direct of $475.75M in Q4 2025.
- How has Aflac's life insurance — earned premiums, direct changed year-over-year?
- Aflac's life insurance — earned premiums, direct increased by 7.0% year-over-year, from $444.50M to $475.75M.
- What is the long-term trend for Aflac's life insurance — earned premiums, direct?
- Over 4 years (2021 to 2025), Aflac's life insurance — earned premiums, direct has grown at a -10.3% compound annual growth rate (CAGR), from $2.94B to $1.90B.
- What does life insurance — earned premiums, direct mean?
- The total gross revenue generated from life insurance policies before reinsurance adjustments.