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Assurant AIZ Long Duration — Benefits, ceded to other companies

Similar metrics at other companies

American Financial Group logo
AFGProperty and casualty insurance — Policyholder Benefits and Claims Incurred, Ceded
$584M+13.1%
The Hartford Financial Services Group logo
HIGShort-Duration Insurance, Other — Policyholder Benefits and Claims Incurred, Ceded
$4.25M0.0%
The Hartford Financial Services Group logo
HIGAssumed Reinsurance — Policyholder Benefits and Claims Incurred, Ceded
$6.75M0.0%
Reinsurance Group of America logo
RGALife Insurance Product Line — Policyholder Benefits and Claims Incurred, Ceded
$132M+37.9%
Corebridge Financial logo
CRBGLong-Duration Insurance — Policyholder Benefits and Claims Incurred, Ceded
Equitable Holdings logo
EQHReinsurance Effect On Claims And Benefits Incurred Amount Ceded

Other financials

Income statement

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Revenue$3.4B+11.3%
Net income$274.1M+87.0%
EPS (diluted)$5.41+91.2%

Balance sheet

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Cash & equivalents$1.6B-4.7%
Total debt$73.9M+18.4%
Total equity$5.9B+12.1%
Total assets$35.8B+2.2%

Cash flow

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Operating cash flow$240.3M-38.8%
CapEx$47.7M-10.7%
Free cash flow$192.6M-43.2%

Valuation

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Market cap$12.88B+1.6%
P/E12.9×-6.0×
P/S-0.1×

Profitability

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Net margin7.6%+2.0pp
FCF margin11%-0.7pp

Returns & leverage

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Return on equity18%+4.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Assurant in its filing.

Tagged under the XBRL concept us-gaap:ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded.

The official record: Assurant’s 10-K, filed February 19, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Assurant's long duration — benefits, ceded to other companies?
Assurant (AIZ) reported long duration — benefits, ceded to other companies of $8.43M in Q4 2025.
How has Assurant's long duration — benefits, ceded to other companies changed year-over-year?
Assurant's long duration — benefits, ceded to other companies increased by 11.2% year-over-year, from $7.58M to $8.43M.
What is the long-term trend for Assurant's long duration — benefits, ceded to other companies?
Over 4 years (2021 to 2025), Assurant's long duration — benefits, ceded to other companies has grown at a -42.8% compound annual growth rate (CAGR), from $315M to $33.7M.
What does long duration — benefits, ceded to other companies mean?
The portion of claims costs that are covered by reinsurance agreements.
How do you interpret long duration — benefits, ceded to other companies?
An increase indicates higher reinsurance recoveries, which helps stabilize net losses during periods of high claims activity.
How does long duration — benefits, ceded to other companies compare across companies?
Standard metric for assessing reinsurance recovery effectiveness.