Group Insurance Policy — Policyholder Benefits and Claims Incurred, Ceded
The Hartford Financial Services Group Group Insurance Policy — Policyholder Benefits and Claims Incurred, Ceded remained flat by 0.0% to $24.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 20.0%, from $30.00M to $24.00M. Over 4 years (FY 2021 to FY 2025), Group Insurance Policy — Policyholder Benefits and Claims Incurred, Ceded shows an upward trend with a 3.1% CAGR.
Analysis
How to read this metric
An increase suggests higher reliance on reinsurance to mitigate volatility, while a decrease may indicate a higher retention of risk by the primary insurer.
Detailed definition
This represents the portion of claims and benefits incurred that is recoverable from reinsurers under existing reinsuran...
Peer comparison
Standard 'Ceded Losses' or 'Reinsurance Recoverables' metric found in insurance financial statements.
hig_segment_group_insurance_policy_policyholder_benefits_and_claims_incurred_cededHistorical Data
| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | $85.00M | $81.00M | $93.00M | $120.00M | $96.00M |
| YoY Change | — | -4.7% | +14.8% | +29.0% | -20.0% |
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Frequently Asked Questions
- What is The Hartford Financial Services Group's group insurance policy — policyholder benefits and claims incurred, ceded?
- The Hartford Financial Services Group (HIG) reported group insurance policy — policyholder benefits and claims incurred, ceded of $24.00M in Q4 2025.
- How has The Hartford Financial Services Group's group insurance policy — policyholder benefits and claims incurred, ceded changed year-over-year?
- The Hartford Financial Services Group's group insurance policy — policyholder benefits and claims incurred, ceded decreased by 20.0% year-over-year, from $30.00M to $24.00M.
- What is the long-term trend for The Hartford Financial Services Group's group insurance policy — policyholder benefits and claims incurred, ceded?
- Over 4 years (2021 to 2025), The Hartford Financial Services Group's group insurance policy — policyholder benefits and claims incurred, ceded has grown at a 3.1% compound annual growth rate (CAGR), from $85.00M to $96.00M.
- What does group insurance policy — policyholder benefits and claims incurred, ceded mean?
- The amount of claims costs shifted to reinsurance partners.