Products & Services · Ceded loss reserves
Short-Duration Insurance — Ceded loss reserves
American International Group Short-Duration Insurance — Ceded loss reserves remained flat by 0.0% to $2.65B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 7.8%, from $2.88B to $2.65B. Over 4 years (FY 2021 to FY 2025), Short-Duration Insurance — Ceded loss reserves shows a downward trend with a -10.9% CAGR.
Analysis
StatementSegment
CategoryRisk
SignalContext dependent
VolatilityModerate
First reportedQ1 2021
Last reportedQ4 2025
How to read this metric
Higher levels indicate a significant transfer of long-term liability risk to external partners.
Detailed definition
Represents the portion of total loss reserves that is expected to be covered by reinsurance agreements. This metric quan...
Peer comparison
Standard industry metric for evaluating the net impact of reinsurance on loss reserves.
Metric ID:
aig_segment_short_duration_insurance_ceded_loss_reservesHistorical Data
5 years
| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | $16.80B | $14.30B | $12.40B | $11.50B | $10.60B |
| YoY Change | — | -14.9% | -13.3% | -7.3% | -7.8% |
Range$10.60B – $16.80B
CAGR-10.9%
Avg YoY Growth-10.8%
Median YoY Growth-10.6%
Current Streak4+ years decline
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Frequently Asked Questions
- What is American International Group's short-duration insurance — ceded loss reserves?
- American International Group (AIG) reported short-duration insurance — ceded loss reserves of $2.65B in Q4 2025.
- How has American International Group's short-duration insurance — ceded loss reserves changed year-over-year?
- American International Group's short-duration insurance — ceded loss reserves decreased by 7.8% year-over-year, from $2.88B to $2.65B.
- What is the long-term trend for American International Group's short-duration insurance — ceded loss reserves?
- Over 4 years (2021 to 2025), American International Group's short-duration insurance — ceded loss reserves has grown at a -10.9% compound annual growth rate (CAGR), from $16.80B to $10.60B.
- What does short-duration insurance — ceded loss reserves mean?
- The amount of future insurance claims that are expected to be paid by reinsurers rather than the company.