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Allstate ALL Accident and health insurance — Insurance premiums and contract charges

Other product segments

Auto
$9.64B+1.2%
Homeowners
$4.2B+11.4%
Specialty lines
$822M
Protection plans
$578M+8.9%
Brokered solutions and collateral protection
$144M
Protection and insurance products
$125M0.0%
Commercial lines
$107M+2.9%
Roadside assistance
$49M+25.6%
Employer voluntary benefits
$0
Group health
$0-100%

Similar metrics at other companies

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KMPRAccident and Health Insurance — Earned Premiums
$5.45M-1.8%
Selective Insurance Group logo
SIGIAccident and health insurance — Net premiums earned
$0
U-Haul Holding logo
UHALAccident And Health Insurance — Premiums Earned Net
$8.81M+7.6%
Prudential Financial logo
PRUAccident and Health Insurance Product Line — Premiums
$721.75M+3.3%
Primerica logo
PRIAccident And Health Insurance — Premiums Earned Net
$123.75K-9.8%
Voya Financial logo
VOYAAccident and Health Insurance Product Line — Premiums
$555.25M-9.7%

Other financials

Income statement

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Revenue$18.6B+11.8%
Net income$3.3B+55.1%
EPS (diluted)$12.51+61.2%

Balance sheet

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Cash & equivalents$840.0M-15.6%
Total debt$7.5B-7.4%
Total equity$33.7B+40.3%
Total assets$124.76B+7.6%

Cash flow

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Operating cash flow$2.6B+40.6%
CapEx$43.0M
Free cash flow$2.6B+38.3%

Valuation

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Market cap$67.51B+23.9%
Enterprise value$74.17B+20.4%
P/E5.1×-4.3×
P/S+0.1×

Profitability

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Net margin18.9%+10.2pp
FCF margin17.5%+4.6pp

Returns & leverage

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Return on equity46%+18.8pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Allstate in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Allstate’s 10-K, filed February 20, 2026.

Filed
Feb 19, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0000899051-26-000031
($ in millions) / Year ended December 31, 2025Gross amountCeded to other companiesAssumed from other companiesNet amountPercentage of amount assumed to net
Premiums and contract charges (1):
Accident and health insurance$1,188$284$42$9464.4%
Property and casualty insurance62,5112,39738960,5030.6
Total premiums and contract charges$63,699$2,681$431$61,4490.7
Year ended December 31, 2024
Life insurance in force (2)$22,225$295$1,208$23,1385.2%
Premiums and contract charges:
Life insurance$258$5$16$2695.9%

Item 16. Form 10-K Summary

FAQ

What is Allstate's accident and health insurance — insurance premiums and contract charges?
Allstate (ALL) reported accident and health insurance — insurance premiums and contract charges of $236.5M in Q4 2025.
How has Allstate's accident and health insurance — insurance premiums and contract charges changed year-over-year?
Allstate's accident and health insurance — insurance premiums and contract charges decreased by 42.7% year-over-year, from $413M to $236.5M.
What is the long-term trend for Allstate's accident and health insurance — insurance premiums and contract charges?
Over 4 years (2021 to 2025), Allstate's accident and health insurance — insurance premiums and contract charges has grown at a -13.2% compound annual growth rate (CAGR), from $1.67B to $946M.
What does accident and health insurance — insurance premiums and contract charges mean?
This metric provides the aggregate total of all premiums and service-related contract charges earned within the accident and health segment. It serves as the top-line revenue figure for the segment, capturing both insurance risk premiums and administrative fees.

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