Skip to content
Screener

Kemper KMPR Accident and Health Insurance — Earned Premiums

Other product segments

Personal Automobile
$647.4M-18.0%
Commercial Automobile
$249.2M+12.5%
Life
$87.5M+3.2%
Property
$9.8M-4.9%
Accident and Health
$5.4M0.0%

Similar metrics at other companies

W.R. Berkley logo
WRBCommercial automobile — Earned Premiums
$404.48M+9.2%
MetLife logo
METAccident & health insurance — Premiums Earned, Net
$4.48B+3.0%
Security National Financial Corporation logo
SNFCAAccident And Health Insurance — Premiums Earned Net
$42.85K-8.8%
Selective Insurance Group logo
SIGIAccident and health insurance — Net premiums earned
$0
U-Haul Holding logo
UHALAccident And Health Insurance — Premiums Earned Net
$8.81M+7.6%
Primerica logo
PRIAccident And Health Insurance — Premiums Earned Net
$123.75K-9.8%

Other financials

Income statement

See full
Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

See full
Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

See full
Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

See full
Market cap$1.76B-42.1%
Enterprise value$2.62B-32.2%
P/S0.4×-0.2×

Profitability

See full
Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

See full
Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Kemper’s 10-K, filed February 11, 2026.

Filed
Feb 10, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0000860748-26-000014
Year Ended December 31, 2025Gross AmountCeded to Other CompaniesAssumedfrom Other CompaniesNet AmountPercentageof Amount Assumed to Net
Life Insurance in Force$19,496.7$310.2$117.9$19,304.40.6%
Premiums:
Life Insurance$333.1$2.9$0.4$330.60.1%
Accident and Health Insurance34.612.821.8
Property and Liability Insurance4,047.61.6(2.1)4,043.9(0.1)
Total Premiums$4,415.3$17.3$(1.7)$4,396.3
Year Ended December 31, 2024
Life Insurance in Force$19,651.3$322.5$123.6$19,452.40.6%

Item 16. Form 10-K Summary

FAQ

What is Kemper's accident and health insurance — earned premiums?
Kemper (KMPR) reported accident and health insurance — earned premiums of $5.45M in Q4 2025.
How has Kemper's accident and health insurance — earned premiums changed year-over-year?
Kemper's accident and health insurance — earned premiums decreased by 1.8% year-over-year, from $5.55M to $5.45M.
What is the long-term trend for Kemper's accident and health insurance — earned premiums?
Over 4 years (2021 to 2025), Kemper's accident and health insurance — earned premiums has grown at a -41.8% compound annual growth rate (CAGR), from $189.9M to $21.8M.
What does accident and health insurance — earned premiums mean?
This metric represents the portion of premiums that have been recognized as revenue during the reporting period, corresponding to the period of insurance coverage provided. It is a key measure of the segment's core operational revenue and financial performance.

Ask your AI about Kemper's accident and health insurance — earned premiums.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude