Skip to content
Screener

Allstate ALL Auto insurance - liability coverage — 4 years

Other product segments

Homeowners
1.8%+12.5%

Similar metrics at other companies

Hagerty logo
HGTYAuto — Year 4
3.4%+0.2pp
KG
KGCommercial Auto Liability — Year 4
18.2%
CNA Financial logo
CNACommercial Auto — Year 4
15.2%+0.6pp
Kemper logo
KMPRCommercial Automobile Insurance—Liability — Year 4
79.2%-3.0pp
Axis Capital Holders logo
AXSInsurance — Year 4
14.8%
Kemper logo
KMPRPreferred Personal Automobile Insurance—Liability — Year 4
89.9%+0.8pp

Other financials

Income statement

See full
Revenue$18.6B+11.8%
Net income$3.3B+55.1%
EPS (diluted)$12.51+61.2%

Balance sheet

See full
Cash & equivalents$840.0M-15.6%
Total debt$7.5B-7.4%
Total equity$33.7B+40.3%
Total assets$124.76B+7.6%

Cash flow

See full
Operating cash flow$2.6B+40.6%
CapEx$43.0M
Free cash flow$2.6B+38.3%

Valuation

See full
Market cap$67.51B+23.9%
Enterprise value$74.17B+20.4%
P/E5.1×-4.3×
P/S+0.1×

Profitability

See full
Net margin18.9%+10.2pp
FCF margin17.5%+4.6pp

Returns & leverage

See full
Return on equity46%+18.8pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Allstate in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFour.

The source filing: Allstate’s 10-K, filed February 20, 2026.

Filed
Feb 19, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0000899051-26-000031
1 year2 years3 years4 years5 yearsAfter 5 years
Auto insurance – liability coverage33.8%33.4%15.1%7.8%4.1%5.8%

Item 8. Financial Statements and Supplementary Data

FAQ

What is Allstate's auto insurance - liability coverage — 4 years?
Allstate (ALL) reported auto insurance - liability coverage — 4 years of 7.8% in Q4 2025.
How has Allstate's auto insurance - liability coverage — 4 years changed year-over-year?
Allstate's auto insurance - liability coverage — 4 years decreased by 11.4% year-over-year, from 8.8% to 7.8%.
What does auto insurance - liability coverage — 4 years mean?
This metric tracks the estimated auto insurance liability claims scheduled for settlement in the fourth year following the reporting period. It serves as a component of the insurer's long-term reserve adequacy assessment. By isolating this specific maturity bucket, analysts can evaluate the company's ability to manage claim tail risk beyond the immediate short-term horizon.

Ask your AI about Allstate's auto insurance - liability coverage — 4 years.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude