Allstate ALL Auto insurance - liability coverage — 4 years

Other product segments

Similar metrics at other companies

HMNAutomobile Liability — Year Four

6.7%-0.1pp

MCYProperty insurance product line, automobile — Short-duration insurance contracts, historical claims duration, year four

6%0.0pp

KMPRCommercial Automobile Insurance—Liability — Year 4

79.2%-3.0pp

TRVAutomobile — Short-duration Insurance Contracts, Historical Claims Duration, Year Four

19.2%-1.1pp

SIGIPersonal automobile — Short-duration insurance contracts, historical claims duration, year four

6.1%0.0pp

SIGIGeneral liability — Short-duration insurance contracts, historical claims duration, year four

15.9%-0.3pp

Questions, answered.

What is Allstate's auto insurance - liability coverage — 4 years?

Allstate (ALL) reported auto insurance - liability coverage — 4 years of 7.8% in Q4 2025.

How has Allstate's auto insurance - liability coverage — 4 years changed year-over-year?

Allstate's auto insurance - liability coverage — 4 years decreased by 11.4% year-over-year, from 8.8% to 7.8%.

What does auto insurance - liability coverage — 4 years mean?

This metric tracks the estimated auto insurance liability claims scheduled for settlement in the fourth year following the reporting period. It serves as a component of the insurer's long-term reserve adequacy assessment. By isolating this specific maturity bucket, analysts can evaluate the company's ability to manage claim tail risk beyond the immediate short-term horizon.