Allstate ALL Homeowners — 4 years

Other product segments

Similar metrics at other companies

SIGIHomeowners — Short-duration insurance contracts, historical claims duration, year four

1%-0.1pp

MCYProperty insurance product line, homeowners' — Short-duration insurance contracts, historical claims duration, year four

2.5%+0.1pp

SIGIHomeowners — Short-duration insurance contracts, historical claims duration, year eight

0%—

SAFTHomeowners Liability — Shortduration Insurance Contracts Historical Claims Duration Year Four

16.4%—

PLMRHomeowners Insurance Product Line — Shortduration Insurance Contracts Historical Claims Duration Year Four

1.1%-2.8pp

SIGIHomeowners — Short-duration insurance contracts, historical claims duration, year five

1%0.0pp

Questions, answered.

What is Allstate's homeowners — 4 years?

Allstate (ALL) reported homeowners — 4 years of 1.8% in Q4 2025.

How has Allstate's homeowners — 4 years changed year-over-year?

Allstate's homeowners — 4 years increased by 12.5% year-over-year, from 1.6% to 1.8%.

What does homeowners — 4 years mean?

This metric tracks the homeowners insurance claims and loss adjustment expenses projected to be settled within a four-year period. It serves as a key indicator of the company's medium-term liability profile for property insurance products. By isolating this timeframe, analysts can assess the stability of reserve estimates as claims mature beyond the initial reporting year.