Screener
Kemper KMPR Preferred Personal Automobile Insurance—Liability — Year 4
Other product segments
Similar metrics at other companies
Other financials
Where this comes from
Reported directly by Kemper in its filing.
Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFour.
The source filing: Kemper’s 10-K, filed February 11, 2026.
- Filed
- Feb 10, 2026, 7:00 PM EST
- Fiscal year
- FY2025
- Accession
- 0000860748-26-000014
| Years | 1 | 2 | 3 | 4 | 5 |
| Specialty Personal Automobile Insurance—Liability | 37.2% | 77.0% | 89.6% | 94.3% | 96.8% |
| Specialty Personal Automobile Insurance—Physical Damage | 94.7 | 100.0 | 100.0 | 99.8 | 99.8 |
| Commercial Automobile Insurance—Liability | 19.1 | 46.6 | 65.6 | 79.2 | 91.6 |
| Commercial Automobile Insurance—Physical Damage | 87.2 | 100.0 | 100.0 | 100.0 | 100.0 |
| Non-Core Preferred Personal Automobile Insurance—Liability | 30.8 | 62.0 | 80.1 | 89.9 | 94.8 |
| Non-Core Preferred Personal Automobile Insurance—Physical Damage | 97.3 | 100.0 | 100.0 | 100.0 | 100.0 |
| Non-Core Homeowners Insurance | 67.5 | 93.0 | 97.1 | 98.4 | 98.8 |
Item 8. Financial Statements and Supplementary Data.
FAQ
- What is Kemper's preferred personal automobile insurance—liability — year 4?
- Kemper (KMPR) reported preferred personal automobile insurance—liability — year 4 of 89.9% in Q4 2025.
- How has Kemper's preferred personal automobile insurance—liability — year 4 changed year-over-year?
- Kemper's preferred personal automobile insurance—liability — year 4 increased by 0.9% year-over-year, from 89.1% to 89.9%.
- What does preferred personal automobile insurance—liability — year 4 mean?
- This metric represents the financial performance or volume of the preferred personal automobile liability insurance segment for the fourth year of the reporting period. It captures premiums earned or underwriting results specifically from low-risk policyholders seeking coverage for legal liabilities arising from vehicle accidents. This segment is a key indicator of the company's ability to attract and retain high-quality, lower-risk drivers within its personal lines portfolio.
Ask your AI about Kemper's preferred personal automobile insurance—liability — year 4.
Connect your AI assistant and compare segments, right in your chat.
Connect your AI

Claude