Kemper KMPR Preferred Personal Automobile Insurance—Liability — Year 4

Other product segments

Similar metrics at other companies

UFCSPersonal — Year 4

2.2%+0.1pp

HMNAutomobile Liability — Year Four

6.7%-0.1pp

CNAOther Professional Liability and Management Liability — Year 4

15%+0.3pp

SIGIPersonal automobile — Short-duration insurance contracts, historical claims duration, year four

6.1%0.0pp

HIGProfessional liability — 4th Year

11.9%+0.1pp

UFCSPersonal — Year 5

0.6%-0.2pp

Questions, answered.

What is Kemper's preferred personal automobile insurance—liability — year 4?

Kemper (KMPR) reported preferred personal automobile insurance—liability — year 4 of 89.9% in Q4 2025.

How has Kemper's preferred personal automobile insurance—liability — year 4 changed year-over-year?

Kemper's preferred personal automobile insurance—liability — year 4 increased by 0.9% year-over-year, from 89.1% to 89.9%.

What does preferred personal automobile insurance—liability — year 4 mean?

This metric represents the financial performance or volume of the preferred personal automobile liability insurance segment for the fourth year of the reporting period. It captures premiums earned or underwriting results specifically from low-risk policyholders seeking coverage for legal liabilities arising from vehicle accidents. This segment is a key indicator of the company's ability to attract and retain high-quality, lower-risk drivers within its personal lines portfolio.