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Kemper KMPR Specialty Personal Automobile Insurance—Liability — Year 4
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Where this comes from
Reported directly by Kemper in its filing.
Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFour.
The source filing: Kemper’s 10-K, filed February 11, 2026.
- Filed
- Feb 10, 2026, 7:00 PM EST
- Fiscal year
- FY2025
- Accession
- 0000860748-26-000014
| Years | 1 | 2 | 3 | 4 | 5 |
| Specialty Personal Automobile Insurance—Liability | 37.2% | 77.0% | 89.6% | 94.3% | 96.8% |
| Specialty Personal Automobile Insurance—Physical Damage | 94.7 | 100.0 | 100.0 | 99.8 | 99.8 |
| Commercial Automobile Insurance—Liability | 19.1 | 46.6 | 65.6 | 79.2 | 91.6 |
| Commercial Automobile Insurance—Physical Damage | 87.2 | 100.0 | 100.0 | 100.0 | 100.0 |
| Non-Core Preferred Personal Automobile Insurance—Liability | 30.8 | 62.0 | 80.1 | 89.9 | 94.8 |
| Non-Core Preferred Personal Automobile Insurance—Physical Damage | 97.3 | 100.0 | 100.0 | 100.0 | 100.0 |
| Non-Core Homeowners Insurance | 67.5 | 93.0 | 97.1 | 98.4 | 98.8 |
Item 8. Financial Statements and Supplementary Data.
FAQ
- What is Kemper's specialty personal automobile insurance—liability — year 4?
- Kemper (KMPR) reported specialty personal automobile insurance—liability — year 4 of 94.3% in Q4 2025.
- How has Kemper's specialty personal automobile insurance—liability — year 4 changed year-over-year?
- Kemper's specialty personal automobile insurance—liability — year 4 decreased by 0.8% year-over-year, from 95.1% to 94.3%.
- What does specialty personal automobile insurance—liability — year 4 mean?
- This metric represents the financial performance or volume associated with the specialty personal automobile liability insurance product line for the fourth reporting period. It captures the premiums earned and associated underwriting results for non-standard or specialty auto coverage, which typically serves higher-risk drivers. This data point is critical for assessing the company's exposure to specialized insurance markets and its ability to price risk effectively in the personal lines segment.
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