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United Fire Group UFCS Commercial automobile — Year 4
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Where this comes from
Reported directly by United Fire Group in its filing.
Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFour.
The source filing: United Fire Group’s 10-K, filed February 26, 2026.
- Filed
- Feb 26, 2026, 12:49 PM EST
- Fiscal year
- FY2025
- Accession
- 0000101199-26-000015
| Line item | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 1 | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 2 | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 3 | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 4 | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 5 | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 6 | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 7 | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 8 | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 9 | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Commercial other liability | 7.1% | 14.1% | 14.1% | 16.5% | 10.2% | 9.0% | 8.1% | 5.6% | 4.4% | 9.4% |
| Commercial fire and allied | 58.6% | 22.0% | 6.9% | 3.9% | 2.7% | 1.4% | 0.4% | — | 0.4% | — |
| Commercial automobile | 35.7% | 21.3% | 17.3% | 11.8% | 7.8% | 3.2% | 1.6% | 0.4% | 0.5% | — |
| Commercial workers' compensation | 34.4% | 31.7% | 13.8% | 8.2% | 4.1% | 2.5% | 1.5% | 1.1% | 0.1% | 0.4% |
| Personal | 51.3% | 35.2% | 13.8% | 2.2% | 0.6% | 0.3% | 0.5% | 0.1% | 0.4% | — |
ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
FAQ
- What is United Fire Group's commercial automobile — year 4?
- United Fire Group (UFCS) reported commercial automobile — year 4 of 11.8% in Q4 2025.
- How has United Fire Group's commercial automobile — year 4 changed year-over-year?
- United Fire Group's commercial automobile — year 4 decreased by 4.8% year-over-year, from 12.4% to 11.8%.
- What does commercial automobile — year 4 mean?
- Represents the cumulative incurred losses or claims development for commercial automobile insurance policies at the four-year maturity point. Tracking development at this stage helps management assess the stability of loss estimates as more claims are settled over time.
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