What is Allstate's personal auto injury coverage — prior years?

Allstate (ALL) reported personal auto injury coverage — prior years of $675M in Q1 2026.

What does personal auto injury coverage — prior years mean?

This metric represents the development of loss reserves for personal auto injury claims originating from policy periods prior to the current reporting year. It reflects the accuracy of initial actuarial estimates compared to actual claim settlements over time. Significant adjustments here indicate changes in claim severity trends or legal environments affecting historical liability.

Allstate ALL Personal auto injury coverage — Prior years

Other product segments

Auto

-$840M-237%

Homeowners

-$112M-1,300%

Other personal lines

-$54M-202%

Commercial lines

-$20M+35.5%

Other business lines

-$6M+60.0%

Similar metrics at other companies

CINFPersonal Auto — Prior accident years

$10M—

SIGIPersonal automobile — Incurred loss and loss expense for claims occurring in the prior year

$3.25M+17.1%

CINFPersonal Insurance — Prior accident years

-$7M+63.2%

CINFOther Personal Lines — Prior accident years

$9M—

HMNAuto physical damage — Prior years paid

$0—

HIGP&C Personal Insurance — Prior accident year development [1]

-$35M+10.3%

Other financials

Income statement

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Revenue$16.9B+3.0%

Net income$2.5B+313%

EPS (diluted)$9.25+338%

Balance sheet

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Cash & equivalents$697.0M-17.0%

Total debt$7.5B-7.4%

Total equity$31.6B+43.3%

Total assets$123.97B+7.7%

Cash flow

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Operating cash flow$3.6B+81.4%

CapEx$40.0M-56.5%

Free cash flow$3.5B+88.1%

Valuation

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Market cap$60.12B+15.3%

Enterprise value$66.91B+12.6%

P/E5×-8.0×

P/S0.9×+0.1×

Profitability

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Net margin17.8%+11.6pp

FCF margin16.9%+3.2pp

Returns & leverage

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Return on equity45.2%+25.4pp

Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Allstate in its filing.

Tagged under the XBRL concept us-gaap:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense.

The official record: Allstate’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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What is Allstate's personal auto injury coverage — prior years?: Allstate (ALL) reported personal auto injury coverage — prior years of $675M in Q1 2026.
What does personal auto injury coverage — prior years mean?: This metric represents the development of loss reserves for personal auto injury claims originating from policy periods prior to the current reporting year. It reflects the accuracy of initial actuarial estimates compared to actual claim settlements over time. Significant adjustments here indicate changes in claim severity trends or legal environments affecting historical liability.