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Allstate ALL Personal auto injury coverage — Prior years

Other product segments

Auto
-$648M-50.3%
Homeowners
$66M+120%
Specialty lines
-$19M
Commercial lines
-$11M-222%
Brokered solutions and collateral protection
-$1M

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-$400K+83.8%
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-$4.83M-842%
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$16.2M-12.0%

Other financials

Income statement

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Revenue$18.6B+11.8%
Net income$3.3B+55.1%
EPS (diluted)$12.51+61.2%

Balance sheet

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Cash & equivalents$840.0M-15.6%
Total debt$7.5B-7.4%
Total equity$33.7B+40.3%
Total assets$124.76B+7.6%

Cash flow

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Operating cash flow$2.6B+40.6%
CapEx$43.0M
Free cash flow$2.6B+38.3%

Valuation

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Market cap$67.51B+23.9%
Enterprise value$74.17B+20.4%
P/E5.1×-4.3×
P/S+0.1×

Profitability

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Net margin18.9%+10.2pp
FCF margin17.5%+4.6pp

Returns & leverage

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Return on equity46%+18.8pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Allstate in its filing.

Tagged under the XBRL concept us-gaap:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense.

The source filing: Allstate’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:17 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000899051-26-000118

During the second quarter of 2026, favorable auto severity, excluding catastrophes, reflected improved prior period loss development and better than expected claim outcomes. Auto reserve releases for the second quarter of 2026 included $597 million related to auto injury coverages and $42 million related to other auto coverages. Approximately 51% of auto injury coverage reserve releases related to accident year 2025 and approximately 33% to 2023 and 2024.

Item 1. Financial Statements

FAQ

What is Allstate's personal auto injury coverage — prior years?
Allstate (ALL) reported personal auto injury coverage — prior years of $597M in Q2 2026.
What does personal auto injury coverage — prior years mean?
This metric represents the development of loss reserves for personal auto injury claims originating from policy periods prior to the current reporting year. It reflects the accuracy of initial actuarial estimates compared to actual claim settlements over time. Significant adjustments here indicate changes in claim severity trends or legal environments affecting historical liability.

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