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Ally Financial ALLY Automotive Finance operations — Other operating expenses

Other segment segments

Insurance operations
$197M-2.0%
Corporate Finance operations
$20M+11.1%

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Other financials

Income statement

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Revenue$2.1B+36.4%
Net income$367.0M+4.3%
EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%
CapEx-
Free cash flow$1.1B-2.9%

Valuation

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Market cap$13.61B+18.8%
Enterprise value$25.14B+33.3%
P/E9.7×-16.8×

Profitability

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Net margin16.5%+12.6pp
FCF margin55.3%

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept us-gaap:OtherNoninterestExpense.

The source filing: Ally Financial’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 5:21 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000040729-26-000009
Three months ended March 31, ($ in millions)Automotive Finance operationsInsurance operationsCorporate Finance operationsCorporate and OtherConsolidated (a)
Other operating expenses
Technology and communications expenses284168101
Other (b)37319319(63)522
Total other operating expenses401197205623
Total noninterest expense592350462471,235
Income (loss) from continuing operations before income tax expense (benefit)$336$28$94$(58)$400
Total assets$117,612$9,888$13,803$55,966$197,269
2025

Item 1. Financial Statements

FAQ

What is Ally Financial's automotive finance operations — other operating expenses?
Ally Financial (ALLY) reported automotive finance operations — other operating expenses of $401M in Q1 2026.
How has Ally Financial's automotive finance operations — other operating expenses changed year-over-year?
Ally Financial's automotive finance operations — other operating expenses increased by 8.1% year-over-year, from $371M to $401M.
What is the long-term trend for Ally Financial's automotive finance operations — other operating expenses?
Over 3 years (2022 to 2025), Ally Financial's automotive finance operations — other operating expenses has grown at a 7.8% compound annual growth rate (CAGR), from $1.22B to $1.53B.
What does automotive finance operations — other operating expenses mean?
This represents the broader category of operating costs required to maintain the automotive finance business, excluding interest and credit loss provisions. It provides a view of the fixed and variable overhead required to sustain the segment's operational footprint.

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