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Ally Financial ALLY Pre-Tax Income

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Segments

By segment

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Automotive Finance operations$372M-6.3%
Corporate Finance operations$98M-18.3%
Insurance operations$91M+153%

Other financials

Income statement

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Revenue$2.1B+36.4%
Net income$367.0M+4.3%
EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%
CapEx-
Free cash flow$1.1B-2.9%

Valuation

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Market cap$13.61B+18.8%
Enterprise value$25.14B+33.3%
P/E9.7×-16.8×

Profitability

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Net margin16.5%+12.6pp
FCF margin55.3%

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The source filing: Ally Financial’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 5:21 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000040729-26-000009
($ in millions)Three months ended March 31, 20262025
Goodwill impairment305
Other operating expenses623663
Total noninterest expense1,2351,634
Income (loss) from continuing operations before income tax expense (benefit)400(284)
Income tax expense (benefit) from continuing operations81(59)
Net income (loss) from continuing operations319(225)
Net income (loss)$319$(225)
Other comprehensive income, net of tax13662

Item 1. Financial Statements

FAQ

What is Ally Financial's pre-tax income?
Ally Financial (ALLY) reported pre-tax income of $400M in Q1 2026.
How has Ally Financial's pre-tax income changed year-over-year?
Ally Financial's pre-tax income increased by 240.8% year-over-year, from -$284M to $400M.
What is the long-term trend for Ally Financial's pre-tax income?
Over 4 years (2021 to 2025), Ally Financial's pre-tax income has grown at a -27.7% compound annual growth rate (CAGR), from $3.86B to $1.05B.
What does pre-tax income mean?
Total income from all sources — operating income plus non-operating items like interest income, investment gains, and other income — before the provision for income taxes.

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