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Ally Financial ALLY Deferred policy acquisition costs

Deferred policy acquisition costs at other companies

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AssurantAIZ
$10.38B+2.4%
American Financial Group logo
American Financial GroupAFG
$366M+6.1%

Other financials

Income statement

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Revenue$2.1B+36.4%
Net income$367.0M+4.3%
EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%
CapEx-
Free cash flow$1.1B-2.9%

Valuation

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Market cap$13.61B+18.8%
Enterprise value$25.14B+33.3%
P/E9.7×-16.8×

Profitability

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Net margin16.5%+12.6pp
FCF margin55.3%

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCosts.

The source filing: Ally Financial’s 10-K, filed February 25, 2026.

Filed
Feb 25, 2026, 4:02 PM EST
Fiscal year
FY2025
Accession
0000040729-26-000005
December 31, ($ in millions)20252024
Prepaid reinsurance premiums$644$594
Reinsurance recoverable on unpaid losses6960
Reinsurance recoverable on paid losses3744
Premiums receivable223206
Deferred policy and service contract acquisition costs1,8711,886
Total premiums receivable and other insurance assets$2,844$2,790

Item 8. Financial Statements and Supplementary Data

FAQ

What is Ally Financial's deferred policy acquisition costs?
Ally Financial (ALLY) reported deferred policy acquisition costs of $1.87B in Q4 2025.
How has Ally Financial's deferred policy acquisition costs changed year-over-year?
Ally Financial's deferred policy acquisition costs decreased by 0.8% year-over-year, from $1.89B to $1.87B.
What is the long-term trend for Ally Financial's deferred policy acquisition costs?
Over 5 years (2020 to 2025), Ally Financial's deferred policy acquisition costs has grown at a -0.4% compound annual growth rate (CAGR), from $1.91B to $1.87B.
What does deferred policy acquisition costs mean?
These are the incremental costs directly related to the acquisition of new insurance policies, such as commissions, which are capitalized and amortized over the life of the policy. This metric reflects the investment made to grow the insurance book of business.

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