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Ally Financial ALLY Unearned premiums

Unearned premiums at other companies

Assurant logo
AssurantAIZ
$20.9B+3.8%
American Financial Group logo
American Financial GroupAFG
$3.91B+5.4%
American International Group logo
American International GroupAIG
$18.92B+4.6%
W.R. Berkley logo
W.R. BerkleyWRB
$6.78B+4.4%

Other financials

Income statement

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Revenue$2.1B+36.4%
Net income$319.0M+242%
EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%
CapEx-
Free cash flow$1.1B-2.9%

Valuation

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Market cap$13.94B+7.8%
Enterprise value$25.47B+33.3%
P/E10×-33.1×
P/S1.7×0.0×

Profitability

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Net margin16.5%+12.6pp
FCF margin55.3%

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The official record: Ally Financial’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ally Financial's unearned premiums?
Ally Financial (ALLY) reported unearned premiums of $3.67B in Q1 2026.
How has Ally Financial's unearned premiums changed year-over-year?
Ally Financial's unearned premiums increased by 2.9% year-over-year, from $3.56B to $3.67B.
What is the long-term trend for Ally Financial's unearned premiums?
Over 5 years (2020 to 2025), Ally Financial's unearned premiums has grown at a 1.2% compound annual growth rate (CAGR), from $3.44B to $3.66B.
What does unearned premiums mean?
Insurance premiums collected for coverage that has not yet been provided.
How do you interpret unearned premiums?
An increase suggests growth in the insurance business, while a decrease may indicate a shrinking insurance portfolio or shorter policy terms.
How does unearned premiums compare across companies?
Standard metric for insurance and financial firms with underwriting operations.