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Ally Financial ALLY Unearned premiums

Unearned premiums at other companies

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AssurantAIZ
$21.11B+3.0%
American Financial Group logo
American Financial GroupAFG
$4.3B+6.7%

Other financials

Income statement

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Revenue$2.1B+36.4%
Net income$367.0M+4.3%
EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%
CapEx-
Free cash flow$1.1B-2.9%

Valuation

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Market cap$13.61B+18.8%
Enterprise value$25.14B+33.3%
P/E9.7×-16.8×

Profitability

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Net margin16.5%+12.6pp
FCF margin55.3%

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The source filing: Ally Financial’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 5:21 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000040729-26-000009
($ in millions, except share data)March 31, 2026December 31, 2025
Short-term borrowings4,1264,695
Long-term debt17,34917,070
Interest payable852729
Unearned insurance premiums and service revenue3,6653,656
Accrued expenses and other liabilities2,5162,705
Total liabilities181,660180,504
Contingencies (refer to Note 23)
Equity

Item 1. Financial Statements

FAQ

What is Ally Financial's unearned premiums?
Ally Financial (ALLY) reported unearned premiums of $3.67B in Q1 2026.
How has Ally Financial's unearned premiums changed year-over-year?
Ally Financial's unearned premiums increased by 2.9% year-over-year, from $3.56B to $3.67B.
What is the long-term trend for Ally Financial's unearned premiums?
Over 5 years (2020 to 2025), Ally Financial's unearned premiums has grown at a 1.2% compound annual growth rate (CAGR), from $3.44B to $3.66B.
What does unearned premiums mean?
Unearned premiums represent the portion of insurance premiums received that relates to the unexpired period of the insurance policy. Because the insurer has not yet provided the full coverage period, this amount is treated as a liability until the policy term concludes. It is a key indicator of the volume of insurance business currently in force.

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