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Ally Financial ALLY Operating Lease Liability - Undiscounted Excess Amount

Operating Lease Liability - Undiscounted Excess Amount at other companies

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Pathward Financial, Inc.CASH
$2.46M-19.1%

Other financials

Income statement

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Revenue$2.1B+36.4%
Net income$367.0M+4.3%
EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%
CapEx-
Free cash flow$1.1B-2.9%

Valuation

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Market cap$13.32B+15.5%
Enterprise value$24.85B+33.3%
P/E9.4×-17.2×

Profitability

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Net margin16.5%+12.6pp
FCF margin55.3%

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount.

The source filing: Ally Financial’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 5:21 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000040729-26-000009
($ in millions)
202733
202828
202910
20309
2031 and thereafter24
Total undiscounted cash flows133
Difference between undiscounted cash flows and discounted cash flows(12)
Total lease liability$$121

Item 1. Financial Statements

FAQ

What is Ally Financial's operating lease liability - undiscounted excess amount?
Ally Financial (ALLY) reported operating lease liability - undiscounted excess amount of $12M in Q1 2026.
How has Ally Financial's operating lease liability - undiscounted excess amount changed year-over-year?
Ally Financial's operating lease liability - undiscounted excess amount increased by 100.0% year-over-year, from $6M to $12M.
What is the long-term trend for Ally Financial's operating lease liability - undiscounted excess amount?
Over 5 years (2020 to 2025), Ally Financial's operating lease liability - undiscounted excess amount has grown at a -1.5% compound annual growth rate (CAGR), from $14M to $13M.
What does operating lease liability - undiscounted excess amount mean?
This represents the difference between the total undiscounted future lease payments and the present value of those payments recorded on the balance sheet. It effectively quantifies the interest component embedded within operating lease obligations. It is a measure of the financing cost inherent in the lease portfolio.

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