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Ally Financial ALLY Operating Lease ROU Assets

Operating Lease ROU Assets at other companies

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Other financials

Income statement

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Revenue$2.1B+36.4%
Net income$367.0M+4.3%
EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%
CapEx-
Free cash flow$1.1B-2.9%

Valuation

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Market cap$13.4B+17.0%
Enterprise value$24.93B+33.3%
P/E9.5×-17.0×

Profitability

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Net margin16.5%+12.6pp
FCF margin55.3%

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept us-gaap:OperatingLeaseWeightedAverageDiscountRatePercent.

The source filing: Ally Financial’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 5:21 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000040729-26-000009

During both the three months ended March 31, 2026, and March 31, 2025, we paid $9 million in cash for amounts included in the measurement of lease liabilities. These amounts are included in net cash provided by operating activities in our Condensed Consolidated Statement of Cash Flows. During the three months ended March 31, 2026, and March 31, 2025, we obtained $7 million and $5 million, respectively, of ROU assets in exchange for new lease liabilities. As of March 31, 2026, the weighted-average remaining lease term of our operating lease portfolio was 5 years, and the weighted-average discount rate was 3.68%, compared to 5 years and 3.66% as of December 31, 2025.

Item 1. Financial Statements

FAQ

What is Ally Financial's operating lease ROU assets?
Ally Financial (ALLY) reported operating lease ROU assets of 3.7% in Q1 2026.
How has Ally Financial's operating lease ROU assets changed year-over-year?
Ally Financial's operating lease ROU assets increased by 8.6% year-over-year, from 3.4% to 3.7%.
What is the long-term trend for Ally Financial's operating lease ROU assets?
Over 5 years (2020 to 2025), Ally Financial's operating lease ROU assets has grown at a 10.6% compound annual growth rate (CAGR), from 2.2% to 3.7%.
What does operating lease ROU assets mean?
Right-of-use assets representing the lessee's right to use leased property over the lease term under ASC 842 operating lease classification.

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