Skip to content
Screener

Ally Financial ALLY Short-Duration Insurance Contracts, Cumulative Paid Claims and Allocated Claim Adjustment Expense, Net

Short-Duration Insurance Contracts, Cumulative Paid Claims and Allocated Claim Adjustment Expense, Net at other companies

KIN
Kingstone CompaniesKINS
$565.47M+9.2%
The Travelers Companies logo
The Travelers CompaniesTRV
2,529,000,000,000%+1,960,700,000,000pp
Hagerty logo
HagertyHGTY
$959.58M+374%
The Travelers Companies logo
The Travelers CompaniesTRV
1,372,400,000,000%+1,188,900,000,000pp
James River Group Holdings, Inc. logo
James River Group Holdings, Inc.JRVR
$250.87M+635%
UnitedHealth Group logo
UnitedHealth GroupUNH
$539.45B+133%

Other financials

Income statement

See full
Revenue$2.1B+36.4%
Net income$367.0M+4.3%
EPS (diluted)$0.93+213%

Balance sheet

See full
Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

See full
Operating cash flow$1.4B+45.9%
CapEx-
Free cash flow$1.1B-2.9%

Valuation

See full
Market cap$13.61B+18.8%
Enterprise value$25.14B+33.3%
P/E9.7×-16.8×

Profitability

See full
Net margin16.5%+12.6pp
FCF margin55.3%

Returns & leverage

See full
Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseNet.

The source filing: Ally Financial’s 10-K, filed February 25, 2026.

Filed
Feb 25, 2026, 4:02 PM EST
Fiscal year
FY2025
Accession
0000040729-26-000005
Accident yearFor the years ended December 31, ($ in millions) / (unaudited supplementary information) / 2016For the years ended December 31, ($ in millions) / (unaudited supplementary information) / 2017For the years ended December 31, ($ in millions) / (unaudited supplementary information) / 2018For the years ended December 31, ($ in millions) / (unaudited supplementary information) / 2019For the years ended December 31, ($ in millions) / (unaudited supplementary information) / 2020For the years ended December 31, ($ in millions) / (unaudited supplementary information) / 2021For the years ended December 31, ($ in millions) / (unaudited supplementary information) / 2022For the years ended December 31, ($ in millions) / (unaudited supplementary information) / 2023For the years ended December 31, ($ in millions) / 20242025
2021213236237237237
2022225260265271
2023328387402
2024390462
2025450
Total3,383
All outstanding liabilities for loss and allocated loss adjustment expenses before 2016, net of reinsurance8
Reserves for insurance losses and allocated loss adjustment expenses, net of reinsurance$161

Item 8. Financial Statements and Supplementary Data

FAQ

What is Ally Financial's short-duration insurance contracts, cumulative paid claims and allocated claim adjustment expense, net?
Ally Financial (ALLY) reported short-duration insurance contracts, cumulative paid claims and allocated claim adjustment expense, net of $3.38B in Q4 2025.
How has Ally Financial's short-duration insurance contracts, cumulative paid claims and allocated claim adjustment expense, net changed year-over-year?
Ally Financial's short-duration insurance contracts, cumulative paid claims and allocated claim adjustment expense, net increased by 8.7% year-over-year, from $3.11B to $3.38B.
What is the long-term trend for Ally Financial's short-duration insurance contracts, cumulative paid claims and allocated claim adjustment expense, net?
Over 5 years (2020 to 2025), Ally Financial's short-duration insurance contracts, cumulative paid claims and allocated claim adjustment expense, net has grown at a 2.5% compound annual growth rate (CAGR), from $2.98B to $3.38B.
What does short-duration insurance contracts, cumulative paid claims and allocated claim adjustment expense, net mean?
This represents the total historical cash outflows for insurance claims and associated adjustment expenses for short-duration contracts. It tracks the cumulative amount paid out since the inception of the covered policies to date. This metric is essential for assessing the historical loss experience and the accuracy of initial underwriting assumptions.

Ask your AI about Ally Financial's short-duration insurance contracts, cumulative paid claims and allocated claim adjustment expense, net.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude