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Ally Financial ALLY Percentage payout of incurred claims, year two

Percentage payout of incurred claims, year two at other companies

American International Group logo
American International GroupAIG
36.7%-0.8pp
American International Group logo
American International GroupAIG
30.1%-1.0pp
Markel logo
MarkelMKL
20.9%-0.3pp
American International Group logo
American International GroupAIG
25.9%+0.1pp
American International Group logo
American International GroupAIG
17%-0.5pp
Markel logo
MarkelMKL
2.9%+0.5pp

Other financials

Income statement

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Revenue$2.1B+36.4%
Net income$319.0M+242%
EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%
CapEx-
Free cash flow$1.1B-2.9%

Valuation

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Market cap$13.94B+7.8%
Enterprise value$25.47B+33.3%
P/E10×-33.1×
P/S1.7×0.0×

Profitability

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Net margin16.5%+12.6pp
FCF margin55.3%

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwo.

The official record: Ally Financial’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ally Financial's percentage payout of incurred claims, year two?
Ally Financial (ALLY) reported percentage payout of incurred claims, year two of 11% in Q4 2025.
How has Ally Financial's percentage payout of incurred claims, year two changed year-over-year?
Ally Financial's percentage payout of incurred claims, year two increased by 11.1% year-over-year, from 9.9% to 11%.
What is the long-term trend for Ally Financial's percentage payout of incurred claims, year two?
Over 5 years (2020 to 2025), Ally Financial's percentage payout of incurred claims, year two has grown at a 10.1% compound annual growth rate (CAGR), from 6.8% to 11%.
What does percentage payout of incurred claims, year two mean?
The portion of insurance claims paid out within two years of the claim event.
How do you interpret percentage payout of incurred claims, year two?
Changes in this payout pattern can indicate shifts in the severity of claims or changes in the company's claims processing efficiency.
How does percentage payout of incurred claims, year two compare across companies?
Standard actuarial metric used to compare claim development patterns across insurance companies.