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Ally Financial ALLY Percentage payout of incurred claims, year three

Percentage payout of incurred claims, year three at other companies

W.R. Berkley logo
W.R. BerkleyWRB
15.2%+0.1pp
RenaissanceRe Holdings logo
RenaissanceRe HoldingsRNR
17%+0.6pp
American International Group logo
American International GroupAIG
4.9%+0.2pp
American International Group logo
American International GroupAIG
10.4%-0.5pp
American International Group logo
American International GroupAIG
10.5%-0.5pp
Everest Group logo
Everest GroupEG
16.8%-0.6pp

Other financials

Income statement

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Revenue$2.1B+36.4%
Net income$319.0M+242%
EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%
CapEx-
Free cash flow$1.1B-2.9%

Valuation

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Market cap$13.94B+7.8%
Enterprise value$25.47B+33.3%
P/E10×-33.1×
P/S1.7×0.0×

Profitability

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Net margin16.5%+12.6pp
FCF margin55.3%

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearThree.

The official record: Ally Financial’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ally Financial's percentage payout of incurred claims, year three?
Ally Financial (ALLY) reported percentage payout of incurred claims, year three of 0.9% in Q4 2025.
How has Ally Financial's percentage payout of incurred claims, year three changed year-over-year?
Ally Financial's percentage payout of incurred claims, year three increased by 200.0% year-over-year, from 0.3% to 0.9%.
What is the long-term trend for Ally Financial's percentage payout of incurred claims, year three?
Over 5 years (2020 to 2025), Ally Financial's percentage payout of incurred claims, year three has grown at a 24.6% compound annual growth rate (CAGR), from 0.3% to 0.9%.
What does percentage payout of incurred claims, year three mean?
The portion of insurance claims paid out within three years of the claim event.
How do you interpret percentage payout of incurred claims, year three?
Consistent payout patterns suggest stable underwriting and predictable claim settlement processes.
How does percentage payout of incurred claims, year three compare across companies?
Used to benchmark the maturity and settlement speed of insurance liabilities against industry standards.