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Ally Financial ALLY Percentage payout of incurred claims, year four

Percentage payout of incurred claims, year four at other companies

American International Group logo
American International GroupAIG
1.8%+1.3pp
Markel logo
MarkelMKL
10.8%+0.4pp
W.R. Berkley logo
W.R. BerkleyWRB
6%+0.4pp
W.R. Berkley logo
W.R. BerkleyWRB
12.7%+0.6pp
Everest Group logo
Everest GroupEG
15.5%+0.3pp
W.R. Berkley logo
W.R. BerkleyWRB
2.8%0.0pp

Other financials

Income statement

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Revenue$2.1B+36.4%
Net income$319.0M+242%
EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%
CapEx-
Free cash flow$1.1B-2.9%

Valuation

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Market cap$13.94B+7.8%
Enterprise value$25.47B+33.3%
P/E10×-33.1×
P/S1.7×0.0×

Profitability

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Net margin16.5%+12.6pp
FCF margin55.3%

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFour.

The official record: Ally Financial’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ally Financial's percentage payout of incurred claims, year four?
Ally Financial (ALLY) reported percentage payout of incurred claims, year four of 0.3% in Q4 2025.
What is the long-term trend for Ally Financial's percentage payout of incurred claims, year four?
Over 5 years (2020 to 2025), Ally Financial's percentage payout of incurred claims, year four has grown at a 8.4% compound annual growth rate (CAGR), from 0.2% to 0.3%.
What does percentage payout of incurred claims, year four mean?
The portion of insurance claims paid out within four years of the claim event.
How do you interpret percentage payout of incurred claims, year four?
Deviations from historical averages in the fourth year may indicate unexpected long-tail claim developments or changes in legal/regulatory environments.
How does percentage payout of incurred claims, year four compare across companies?
Commonly used in actuarial triangles to evaluate the maturity of insurance claim reserves.