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Ally Financial ALLY Short-Duration Insurance Contracts, Incurred Claims and Allocated Claim Adjustment Expense, Net

Short-Duration Insurance Contracts, Incurred Claims and Allocated Claim Adjustment Expense, Net at other companies

Everest Group logo
Everest GroupEG
770,300,000,000%+651,400,000,000pp
Arch Capital Group logo
Arch Capital GroupACGL
$4.12B+654%
The Hartford Financial Services Group logo
The Hartford Financial Services GroupHIG
$18.05B+803%
Everest Group logo
Everest GroupEG
$20.59B+458%
Reinsurance Group of America logo
Reinsurance Group of AmericaRGA
667,500,000,000%+589,300,000,000pp
LTR
LTRLTR

Other financials

Income statement

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Revenue$2.1B+36.4%
Net income$319.0M+242%
EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%
CapEx-
Free cash flow$1.1B-2.9%

Valuation

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Market cap$13.94B+7.8%
Enterprise value$25.47B+33.3%
P/E10×-33.1×
P/S1.7×0.0×

Profitability

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Net margin16.5%+12.6pp
FCF margin55.3%

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet.

The official record: Ally Financial’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ally Financial's short-duration insurance contracts, incurred claims and allocated claim adjustment expense, net?
Ally Financial (ALLY) reported short-duration insurance contracts, incurred claims and allocated claim adjustment expense, net of $3.54B in Q4 2025.
How has Ally Financial's short-duration insurance contracts, incurred claims and allocated claim adjustment expense, net changed year-over-year?
Ally Financial's short-duration insurance contracts, incurred claims and allocated claim adjustment expense, net increased by 9.5% year-over-year, from $3.23B to $3.54B.
What is the long-term trend for Ally Financial's short-duration insurance contracts, incurred claims and allocated claim adjustment expense, net?
Over 5 years (2020 to 2025), Ally Financial's short-duration insurance contracts, incurred claims and allocated claim adjustment expense, net has grown at a 3.3% compound annual growth rate (CAGR), from $3.01B to $3.54B.
What does short-duration insurance contracts, incurred claims and allocated claim adjustment expense, net mean?
The cost of claims and related expenses for short-term insurance policies.
How do you interpret short-duration insurance contracts, incurred claims and allocated claim adjustment expense, net?
Rising claims relative to premiums may indicate deteriorating underwriting performance or adverse loss trends.
How does short-duration insurance contracts, incurred claims and allocated claim adjustment expense, net compare across companies?
Standard metric for insurance operations to assess underwriting profitability and loss ratios.