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Ally Financial ALLY Short-Duration Insurance Contracts, Incurred Claims and Allocated Claim Adjustment Expense, Net

Short-Duration Insurance Contracts, Incurred Claims and Allocated Claim Adjustment Expense, Net at other companies

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Other financials

Income statement

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Revenue$2.1B+36.4%
Net income$367.0M+4.3%
EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%
CapEx-
Free cash flow$1.1B-2.9%

Valuation

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Market cap$13.61B+18.8%
Enterprise value$25.14B+33.3%
P/E9.7×-16.8×

Profitability

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Net margin16.5%+12.6pp
FCF margin55.3%

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet.

The source filing: Ally Financial’s 10-K, filed February 25, 2026.

Filed
Feb 25, 2026, 4:02 PM EST
Fiscal year
FY2025
Accession
0000040729-26-000005
Accident yearFor the years ended December 31, ($ in millions) / (unaudited supplementary information) / 2016For the years ended December 31, ($ in millions) / (unaudited supplementary information) / 2017For the years ended December 31, ($ in millions) / (unaudited supplementary information) / 2018For the years ended December 31, ($ in millions) / (unaudited supplementary information) / 2019For the years ended December 31, ($ in millions) / (unaudited supplementary information) / 2020For the years ended December 31, ($ in millions) / (unaudited supplementary information) / 2021For the years ended December 31, ($ in millions) / (unaudited supplementary information) / 2022For the years ended December 31, ($ in millions) / (unaudited supplementary information) / 2023For the years ended December 31, ($ in millions) / 20242025December 31, 2025($ in millions) / Total of incurred-but-not-reported liabilities plus expected development on reported claims (a)December 31, 2025($ in millions) / Cumulative number of reported claims (a)
2019303306305305305305305542,372
2020343339339339340340494,553
2021243237237237238493,792
20222582672692763514,330
20233854034167606,304
202448849317659,618
202555286754,932
Total$3,536

Item 8. Financial Statements and Supplementary Data

FAQ

What is Ally Financial's short-duration insurance contracts, incurred claims and allocated claim adjustment expense, net?
Ally Financial (ALLY) reported short-duration insurance contracts, incurred claims and allocated claim adjustment expense, net of $3.54B in Q4 2025.
How has Ally Financial's short-duration insurance contracts, incurred claims and allocated claim adjustment expense, net changed year-over-year?
Ally Financial's short-duration insurance contracts, incurred claims and allocated claim adjustment expense, net increased by 9.5% year-over-year, from $3.23B to $3.54B.
What is the long-term trend for Ally Financial's short-duration insurance contracts, incurred claims and allocated claim adjustment expense, net?
Over 5 years (2020 to 2025), Ally Financial's short-duration insurance contracts, incurred claims and allocated claim adjustment expense, net has grown at a 3.3% compound annual growth rate (CAGR), from $3.01B to $3.54B.
What does short-duration insurance contracts, incurred claims and allocated claim adjustment expense, net mean?
The total amount of claims incurred and associated adjustment expenses for short-duration insurance policies. This reflects the underwriting risk and claims experience within the company's insurance segment.

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