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Amalgamated Financial Corp. AMAL Operating Lease Liability - Undiscounted Excess Amount

Operating Lease Liability - Undiscounted Excess Amount at other companies

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M&T BankMTB
$97M+5.4%
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Customers BancorpCUBI
$6.22M-10.3%
FRA
Franklin Financial Services CorporationFRAF
$878K-6.7%
Capital Bancorp logo
Capital BancorpCBNK
$1.51M+131%

Other financials

Income statement

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Revenue$93.4M+21.4%
Net income$25.2M+0.8%
EPS (diluted)$0.84+3.7%

Balance sheet

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Cash & equivalents$179.7M+174%
Total debt$11.5M-33.0%
Total equity$807.6M+9.7%
Total assets$9.2B+10.7%

Cash flow

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Operating cash flow$56.8M+65.9%
CapEx$6.1M+247%
Free cash flow$50.7M+56.2%

Valuation

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Market cap$1.48B+73.8%
Enterprise value$1.31B+88.6%
P/E14.1×+5.9×
P/S4.3×+1.6×

Profitability

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Net margin30.3%-2.8pp
FCF margin44.2%+4.9pp

Returns & leverage

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Return on equity13.6%-1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Amalgamated Financial Corp. in its filing.

Tagged under the XBRL concept us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount.

The source filing: Amalgamated Financial Corp.’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 8:47 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001823608-26-000113
(In thousands)As of March 31, 2026As of March 31, 2026
20271,936
20281,186
2029939
2030645
Thereafter258
Total undiscounted operating lease payments12,022
Less: present value adjustment511
Total Operating leases liability$$11,511

ITEM 5. Other Information [69](#iaf85e3db484d4dcda3464a22e026c828_133)

FAQ

What is Amalgamated Financial Corp.'s operating lease liability - undiscounted excess amount?
Amalgamated Financial Corp. (AMAL) reported operating lease liability - undiscounted excess amount of $511K in Q1 2026.
How has Amalgamated Financial Corp.'s operating lease liability - undiscounted excess amount changed year-over-year?
Amalgamated Financial Corp.'s operating lease liability - undiscounted excess amount increased by 9.0% year-over-year, from $469K to $511K.
What is the long-term trend for Amalgamated Financial Corp.'s operating lease liability - undiscounted excess amount?
Over 5 years (2020 to 2025), Amalgamated Financial Corp.'s operating lease liability - undiscounted excess amount has grown at a -37.1% compound annual growth rate (CAGR), from $4.97M to $489K.
What does operating lease liability - undiscounted excess amount mean?
This represents the difference between the total undiscounted future lease payments and the present value of those payments recorded on the balance sheet. It effectively quantifies the interest component embedded within operating lease obligations. It is a measure of the financing cost inherent in the lease portfolio.

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