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M&T Bank MTB Operating Lease Liability - Undiscounted Excess Amount

Operating Lease Liability - Undiscounted Excess Amount at other companies

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Other financials

Income statement

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Revenue$2.5B+5.7%
Net income$818.0M+14.2%
EPS (diluted)$5.32+25.5%

Balance sheet

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Cash & equivalents$16.3B-28.2%
Total debt$26.8B+97.7%
Total equity$27.9B-2.0%
Total assets$219.26B+3.6%

Cash flow

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Operating cash flow$1.0B+59.4%
CapEx$96.0M+284%
Free cash flow$916.0M+50.2%

Valuation

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Market cap$36.27B+24.4%
P/E12×+1.2×
P/S3.6×+0.5×

Profitability

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Net margin30.4%+1.8pp
FCF margin32.2%-5.2pp

Returns & leverage

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Return on equity10.7%+1.3pp
Debt / equity+0.5×

Where this comes from

Reported directly by M&T Bank in its filing.

Tagged under the XBRL concept us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount.

The source filing: M&T Bank’s 10-K, filed February 18, 2026.

Filed
Feb 18, 2026, 1:04 PM EST
Fiscal year
FY2025
Accession
0000036270-26-000010
(Dollars in millions) / Year ending December 31:
2027138
2028115
202989
203063
Later years191
Total lease payments749
Imputed interest(97)
Total$$652

Item 8. Financial Statements and Supplementary Data.

FAQ

What is M&T Bank's operating lease liability - undiscounted excess amount?
M&T Bank (MTB) reported operating lease liability - undiscounted excess amount of $97M in Q4 2025.
What does operating lease liability - undiscounted excess amount mean?
This represents the difference between the total undiscounted future lease payments and the present value of those payments recorded on the balance sheet. It effectively quantifies the interest component embedded within operating lease obligations. It is a measure of the financing cost inherent in the lease portfolio.

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