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OceanFirst Financial OCFC Operating Lease Liability - Undiscounted Excess Amount

Operating Lease Liability - Undiscounted Excess Amount at other companies

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Other financials

Income statement

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Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

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Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

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Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

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Market cap$1.08B+11.0%
Enterprise value$2.46B+24.3%
P/E15.4×+5.0×
P/S2.6×+0.1×

Profitability

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Net margin17.1%-7.2pp
FCF margin25.9%

Returns & leverage

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Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's operating lease liability - undiscounted excess amount?
OceanFirst Financial (OCFC) reported operating lease liability - undiscounted excess amount of $2.07M in Q1 2026.
How has OceanFirst Financial's operating lease liability - undiscounted excess amount changed year-over-year?
OceanFirst Financial's operating lease liability - undiscounted excess amount increased by 6.7% year-over-year, from $1.94M to $2.07M.
What is the long-term trend for OceanFirst Financial's operating lease liability - undiscounted excess amount?
Over 5 years (2020 to 2025), OceanFirst Financial's operating lease liability - undiscounted excess amount has grown at a -7.7% compound annual growth rate (CAGR), from $3.33M to $2.23M.
What does operating lease liability - undiscounted excess amount mean?
This represents the difference between the total undiscounted future lease payments and the present value of those payments recorded on the balance sheet. It effectively quantifies the interest component embedded within operating lease obligations. It is a measure of the financing cost inherent in the lease portfolio.