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OFG Bancorp OFG Operating Lease Liability - Undiscounted Excess Amount

Operating Lease Liability - Undiscounted Excess Amount at other companies

First Busey Corporation logo
First Busey CorporationBUSE
$6.31M-32.1%
Customers Bancorp logo
Customers BancorpCUBI
$6.99M-11.2%

Other financials

Income statement

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Revenue$186.0M+4.1%
Net income$53.9M+18.4%
EPS (diluted)$1.26+26.0%

Balance sheet

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Cash & equivalents$636.5M-10.4%
Total debt$22.1M+6.2%
Total equity$1.4B+5.5%
Total assets$12.0B+2.7%

Cash flow

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Operating cash flow$73.1M-12.0%
CapEx$4.4M+0.1%
Free cash flow$68.8M-12.6%

Valuation

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Market cap$2.03B-5.5%
Enterprise value$1.42B-2.2%
P/E9.5×-1.6×
P/S2.8×-0.3×

Profitability

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Net margin28.9%+1.8pp
FCF margin25.6%-10.0pp

Returns & leverage

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Return on equity16%+0.6pp
Debt / equity0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount.

The official record: OFG Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OFG Bancorp's operating lease liability - undiscounted excess amount?
OFG Bancorp (OFG) reported operating lease liability - undiscounted excess amount of $3.68M in Q1 2026.
How has OFG Bancorp's operating lease liability - undiscounted excess amount changed year-over-year?
OFG Bancorp's operating lease liability - undiscounted excess amount decreased by 8.9% year-over-year, from $4.04M to $3.68M.
What is the long-term trend for OFG Bancorp's operating lease liability - undiscounted excess amount?
Over 5 years (2020 to 2025), OFG Bancorp's operating lease liability - undiscounted excess amount has grown at a -13.0% compound annual growth rate (CAGR), from $8.07M to $4.03M.
What does operating lease liability - undiscounted excess amount mean?
This represents the difference between the total undiscounted future lease payments and the present value of those payments recorded on the balance sheet. It effectively quantifies the interest component embedded within operating lease obligations. It is a measure of the financing cost inherent in the lease portfolio.