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OFG Bancorp OFG Operating Lease Liability - Undiscounted Excess Amount

Operating Lease Liability - Undiscounted Excess Amount at other companies

Customers Bancorp logo
Customers BancorpCUBI
$6.22M-10.3%
Orange County Bancorp logo
Orange County BancorpOBT
$849K+41.7%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$7M-10.9%
Orrstown Financial Services logo
Orrstown Financial ServicesORRF
$6.61M-10.3%
Financial Institutions logo
Financial InstitutionsFISI
$18.54M+22.5%
Greene County Bancorp logo
Greene County BancorpGCBC
$268K+71.8%

Other financials

Income statement

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Revenue$190.3M+4.4%
Net income$58.8M+13.5%
EPS (diluted)$1.39+20.9%

Balance sheet

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Cash & equivalents$745.7M-12.5%
Total debt$21.4M+10.4%
Total equity$1.4B+5.5%
Total assets$12.2B-0.6%

Cash flow

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Operating cash flow$53.2M+48.0%
CapEx$8.1M+96.0%
Free cash flow$45.1M+41.8%

Valuation

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Market cap$2.2B+18.2%
Enterprise value$1.48B+43.3%
P/E10×+0.4×
P/S+0.4×

Profitability

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Net margin29.5%+2.4pp
FCF margin27.1%-0.2pp

Returns & leverage

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Return on equity16.1%+0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount.

The source filing: OFG Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 12:28 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001030469-26-000038
As of June 30, 2026Minimum Rent / (In thousands)Minimum Rent / (In thousands)
20276,921
20285,517
20293,767
20302,225
Thereafter2,423
Total lease payments$$24,768
Less imputed interest3,392
Present value of lease liabilities$$21,376

Cover / Front Matter

FAQ

What is OFG Bancorp's operating lease liability - undiscounted excess amount?
OFG Bancorp (OFG) reported operating lease liability - undiscounted excess amount of $3.39M in Q2 2026.
How has OFG Bancorp's operating lease liability - undiscounted excess amount changed year-over-year?
OFG Bancorp's operating lease liability - undiscounted excess amount decreased by 8.2% year-over-year, from $3.69M to $3.39M.
What is the long-term trend for OFG Bancorp's operating lease liability - undiscounted excess amount?
Over 5 years (2020 to 2025), OFG Bancorp's operating lease liability - undiscounted excess amount has grown at a -13.0% compound annual growth rate (CAGR), from $8.07M to $4.03M.
What does operating lease liability - undiscounted excess amount mean?
This represents the difference between the total undiscounted future lease payments and the present value of those payments recorded on the balance sheet. It effectively quantifies the interest component embedded within operating lease obligations. It is a measure of the financing cost inherent in the lease portfolio.

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