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Financial Institutions FISI Operating Lease Liability - Undiscounted Excess Amount

Operating Lease Liability - Undiscounted Excess Amount at other companies

M&T Bank logo
M&T BankMTB
$97M+5.4%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$7M-10.9%
FRA
Franklin Financial Services CorporationFRAF
$878K-6.7%
First Community Corporation logo
First Community CorporationFCCO
$624K-14.3%
Customers Bancorp logo
Customers BancorpCUBI
$6.22M-10.3%

Other financials

Income statement

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Revenue$64.3M+7.7%
Net income$21.2M+20.8%
EPS (diluted)$1.04+22.4%

Balance sheet

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Cash & equivalents$99.2M+6.6%
Total debt$260.7M+5.1%
Total equity$643.4M+6.9%
Total assets$6.3B+3.1%

Cash flow

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Operating cash flow$23.7M+137%
CapEx$650.0K-20.3%
Free cash flow$23.0M+151%

Valuation

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Market cap$814.46M+62.7%
Enterprise value$975.98M+48.8%
P/E9.9×
P/S3.2×

Profitability

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Net margin32.4%
FCF margin33%-35.0pp

Returns & leverage

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Return on equity13.3%+10.0pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Financial Institutions in its filing.

Tagged under the XBRL concept us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount.

The source filing: Financial Institutions’s 10-Q, filed May 4, 2026.

Filed
May 4, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001193125-26-203962
Twelve months ended March 31,
20273,075
20282,754
20292,455
20302,355
Thereafter37,558
Total future minimum operating lease payments50,556
Amounts representing interest(18,536)
Present value of net future minimum operating lease payments$32,020

ITEM 1. Financial Statements

FAQ

What is Financial Institutions's operating lease liability - undiscounted excess amount?
Financial Institutions (FISI) reported operating lease liability - undiscounted excess amount of $18.54M in Q1 2026.
How has Financial Institutions's operating lease liability - undiscounted excess amount changed year-over-year?
Financial Institutions's operating lease liability - undiscounted excess amount increased by 22.5% year-over-year, from $15.13M to $18.54M.
What is the long-term trend for Financial Institutions's operating lease liability - undiscounted excess amount?
Over 5 years (2020 to 2025), Financial Institutions's operating lease liability - undiscounted excess amount has grown at a 10.3% compound annual growth rate (CAGR), from $11.66M to $19.03M.
What does operating lease liability - undiscounted excess amount mean?
This represents the difference between the total undiscounted future lease payments and the present value of those payments recorded on the balance sheet. It effectively quantifies the interest component embedded within operating lease obligations. It is a measure of the financing cost inherent in the lease portfolio.

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