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Greene County Bancorp GCBC Operating Lease Liability - Undiscounted Excess Amount

Operating Lease Liability - Undiscounted Excess Amount at other companies

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Trustco Bank CorpTRST
$5.32M-3.1%
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$5.44M-8.0%
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CNB FinancialCCNE
$26.61M+6.4%

Other financials

Income statement

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Revenue$23.9M+19.0%
Net income$10.5M+30.6%
EPS (diluted)$0.62+31.9%

Balance sheet

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Cash & equivalents$139.5M-10.3%
Total debt$75.5M+71.7%
Total equity$267.6M+16.8%
Total assets$3.2B+5.8%

Cash flow

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Operating cash flow$10.7M+46.1%
CapEx$13.0K-75.0%
Free cash flow$10.7M+46.9%

Valuation

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Market cap$518.43M+38.7%
Enterprise value$454.43M+73.2%
P/E13.3×+0.2×
P/S5.9×+0.7×

Profitability

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Net margin44.3%+4.4pp
FCF margin41.3%+5.9pp

Returns & leverage

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Return on equity15.7%+2.4pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Greene County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount.

The official record: Greene County Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Greene County Bancorp's operating lease liability - undiscounted excess amount?
Greene County Bancorp (GCBC) reported operating lease liability - undiscounted excess amount of $268K in Q1 2026.
How has Greene County Bancorp's operating lease liability - undiscounted excess amount changed year-over-year?
Greene County Bancorp's operating lease liability - undiscounted excess amount increased by 71.8% year-over-year, from $156K to $268K.
What is the long-term trend for Greene County Bancorp's operating lease liability - undiscounted excess amount?
Over 4 years (2021 to 2025), Greene County Bancorp's operating lease liability - undiscounted excess amount has grown at a 16.5% compound annual growth rate (CAGR), from $158K to $291K.
What does operating lease liability - undiscounted excess amount mean?
This represents the difference between the total undiscounted future lease payments and the present value of those payments recorded on the balance sheet. It effectively quantifies the interest component embedded within operating lease obligations. It is a measure of the financing cost inherent in the lease portfolio.